Goodfield State Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
The biggest quarter-over-quarter change on this page was a small one: Equity capital to average assets edged down 0.22 percentage points between Q1 2026 and Q2 2026, to 10.13%.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.58% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $30.3M |
| Tier 1 capital | $30.3M |
| Total risk-based capital | — |
| Total equity capital | $29.0M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.16% |
| Tangible equity to tangible assets | 10.03% |
| Equity capital to average assets | 10.13% |
| Internal capital growth rate | 4.13% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $300K |
| Common stock surplus | $600K |
| Retained earnings | $29.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.7M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 14.16% | 14.16% | 15.40% | 11.99% | $167.8M |
| Q4 2023 | 14.00% | 14.00% | 15.15% | 12.31% | $176.9M |
| Q1 2024 | 14.31% | 14.31% | 15.48% | 12.15% | $174.9M |
| Q2 2024 | 14.07% | 14.07% | 15.27% | 12.08% | $178.1M |
| Q3 2024 | 14.14% | 14.14% | 15.32% | 12.17% | $182.0M |
| Q4 2024 | 13.99% | 13.99% | 15.12% | 11.92% | $191.1M |
| Q1 2025 | 13.89% | 13.89% | 14.99% | 11.85% | $195.7M |
| Q2 2025 | 13.75% | 13.75% | 14.87% | 11.63% | $198.7M |
| Q3 2025 | 13.64% | 13.64% | 14.80% | 11.56% | $206.9M |
| Q4 2025 | 13.64% | 13.64% | 14.77% | 11.13% | $213.1M |
| Q1 2026 | 14.25% | 14.25% | 15.43% | 10.78% | $210.2M |
| Q2 2026 | — | — | — | 10.58% | — |
Goodfield State Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Goodfield State Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Goodfield State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11699) · FFIEC NIC profile (RSSD 936837)