Goodfield State Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 34.17 percentage points higher than in Q1 2026, at 518.81%. On return on assets, Goodfield State Bank ranks 6th highest among the 323 banks headquartered in Illinois, at 2.90% (Q2 2026). Against a median of 1.26% for banks in the $100M-1B asset tier, Goodfield State Bank reported 2.90% on return on assets in Q2 2026, 1.64 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.58% |
| Equity capital to assets | 10.16% |
| Tangible equity to tangible assets | 10.03% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.22% |
| Non-performing assets ratio | 0.17% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 18.64% |
| Allowance for credit losses to loans | 1.13% |
| Reserve coverage of non-performing loans | 518.81% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 2.90% |
| Return on equity | 28.74% |
| Net interest margin | 4.29% |
| Efficiency ratio | 37.50% |
| Yield on earning assets | 6.13% |
| Cost of funds | 1.97% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 89.47% |
| Core deposits to total deposits | 82.64% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 87.59% |
| Securities to assets | 8.02% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 14.16% | 14.16% | 15.40% | 11.99% | 2.38% |
| Q4 2023 | 14.00% | 14.00% | 15.15% | 12.31% | 2.00% |
| Q1 2024 | 14.31% | 14.31% | 15.48% | 12.15% | 1.99% |
| Q2 2024 | 14.07% | 14.07% | 15.27% | 12.08% | 2.06% |
| Q3 2024 | 14.14% | 14.14% | 15.32% | 12.17% | 2.27% |
| Q4 2024 | 13.99% | 13.99% | 15.12% | 11.92% | 1.77% |
| Q1 2025 | 13.89% | 13.89% | 14.99% | 11.85% | 2.24% |
| Q2 2025 | 13.75% | 13.75% | 14.87% | 11.63% | 2.49% |
| Q3 2025 | 13.64% | 13.64% | 14.80% | 11.56% | 2.56% |
| Q4 2025 | 13.64% | 13.64% | 14.77% | 11.13% | 1.93% |
| Q1 2026 | 14.25% | 14.25% | 15.43% | 10.78% | 2.52% |
| Q2 2026 | — | — | — | 10.58% | 2.90% |
Goodfield State Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Goodfield State Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Goodfield State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11699) · FFIEC NIC profile (RSSD 936837)