Goodfield State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Goodfield State Bank of Goodfield, IL against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.90% | 1.25% | +1.65% | 97th top |
| ROAE | 28.74% | 12.22% | +16.52% | 97th top |
| Net Interest Margin | 4.29% | 3.95% | +0.34% | 69th above |
| Efficiency Ratio | 37.50% | 63.71% | -26.21% | 97th top |
| PPNR / Avg Assets | 3.01% | — | — | 95th top |
| Yield on Earning Assets | 6.13% | 5.67% | +0.46% | 74th above |
| Cost of Funds | 1.97% | 1.87% | +0.10% | 38th below |
| Net Interest Spread | 3.88% | — | — | 78th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.59% | 0.88% | +1.71% | 8th bottom |
| NPA / Total Assets | 2.03% | — | — | 7th bottom |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 77th top |
| ACL / Total Loans | 1.13% | — | — | 42nd below |
| ACL / NPLs (Coverage) | 43.72% | — | — | 8th bottom |
| Texas Ratio | 18.64% | 5.96% | +12.68% | 7th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.58% | 11.75% | -1.17% | 43rd below |
| Equity / Assets | 10.16% | 10.98% | -0.82% | 46th below |
| TCE / Tangible Assets | 10.03% | — | — | 49th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 89.47% | 80.44% | +9.03% | 30th below |
| Core Deposit Ratio | 82.64% | 86.95% | -4.31% | 23rd bottom |
| Wholesale Funding Ratio | 2.00% | — | — | 68th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 19.42% | — | — | 94th top |
| Loan Growth (Y/Y) | 10.41% | — | — | 74th above |
| Deposit Growth (Y/Y) | 19.70% | — | — | 94th top |
See Goodfield State Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Goodfield State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Goodfield State Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Goodfield State Bank peer analysis.