Hancock Whitney Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 42.5% higher than in Q1 2026, at $1.04B. Within Mississippi, Hancock Whitney Bank is 17th of 57 on loan-to-deposit ratio, 82.43% as of Q2 2026, above the middle of the field. The median for banks in the $10B-100B asset tier is 86.83% on loan-to-deposit ratio. Hancock Whitney Bank sits 4.40 points lower, at 82.43% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $1.04B |
| Cash and noninterest-bearing balances to assets | 2.86% |
| Cash and securities | $8.93B |
| Fed funds sold and reverse repos | $195K |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $621.0M |
| Other borrowed money | $976.5M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 2.69% |
| Trading liabilities | $68.9M |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 82.43% |
| Net loans and leases to deposits | 81.38% |
| Loans and leases to core deposits | 86.27% |
| Core deposits to total deposits | 95.54% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 78.61% | 90.91% | $525.9M | $969.3M |
| Q4 2023 | 79.96% | 92.57% | $454.8M | $769.3M |
| Q1 2024 | 79.87% | 92.67% | $667.8M | $69.3M |
| Q2 2024 | 81.27% | 93.12% | $714.0M | $719.3M |
| Q3 2024 | 80.29% | 93.00% | $965.9M | $369.3M |
| Q4 2024 | 78.32% | 94.17% | $639.0M | $43.4M |
| Q1 2025 | 78.46% | 94.37% | $542.8M | $43.4M |
| Q2 2025 | 80.12% | 94.72% | $644.9M | $443.4M |
| Q3 2025 | 81.68% | 94.85% | $616.5M | $1.32B |
| Q4 2025 | 81.18% | 95.03% | $617.3M | $432.1M |
| Q1 2026 | 82.06% | 95.18% | $660.5M | $726.5M |
| Q2 2026 | 82.43% | 95.54% | $621.0M | $976.5M |
Hancock Whitney Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Hancock Whitney Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Hancock Whitney Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12441) · FFIEC NIC profile (RSSD 463735)