Hancock Whitney Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 30.43 percentage points lower than in Q1 2026, at 129.56%. Within Mississippi, Hancock Whitney Bank is 18th of 57 on return on assets, 1.44% as of Q2 2026, above the middle of the field. The median for banks in the $10B-100B asset tier is 1.30% on return on assets. Hancock Whitney Bank sits 0.14 points higher, at 1.44% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 12.86% |
| Tier 1 risk-based capital ratio | 12.86% |
| Total risk-based capital ratio | 14.06% |
| Tier 1 leverage ratio | 10.59% |
| Equity capital to assets | 11.95% |
| Tangible equity to tangible assets | 9.49% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.98% |
| Non-performing assets ratio | 0.70% |
| Net charge-off ratio | 0.16% |
| Texas ratio | 7.68% |
| Allowance for credit losses to loans | 1.27% |
| Reserve coverage of non-performing loans | 129.56% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.44% |
| Return on equity | 11.93% |
| Net interest margin | 3.58% |
| Efficiency ratio | 54.37% |
| Yield on earning assets | 4.99% |
| Cost of funds | 1.13% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 82.43% |
| Core deposits to total deposits | 95.54% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 82.26% |
| Securities to assets | 21.72% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 11.83% | 11.83% | 12.82% | 9.82% | 1.11% |
| Q4 2023 | 12.03% | 12.03% | 13.04% | 9.86% | 0.59% |
| Q1 2024 | 12.29% | 12.29% | 13.39% | 10.19% | 1.25% |
| Q2 2024 | 12.87% | 12.87% | 14.00% | 10.40% | 1.32% |
| Q3 2024 | 13.36% | 13.36% | 14.52% | 10.69% | 1.34% |
| Q4 2024 | 13.67% | 13.67% | 14.83% | 10.91% | 1.43% |
| Q1 2025 | 14.02% | 14.02% | 15.27% | 11.18% | 1.40% |
| Q2 2025 | 13.57% | 13.57% | 14.79% | 11.02% | 1.34% |
| Q3 2025 | 13.67% | 13.67% | 14.88% | 11.11% | 1.48% |
| Q4 2025 | 13.24% | 13.24% | 14.43% | 10.84% | 1.44% |
| Q1 2026 | 13.05% | 13.05% | 14.25% | 10.69% | 0.57% |
| Q2 2026 | 12.86% | 12.86% | 14.06% | 10.59% | 1.44% |
Hancock Whitney Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Hancock Whitney Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Hancock Whitney Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12441) · FFIEC NIC profile (RSSD 463735)