Hancock Whitney Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Hancock Whitney Bank of Gulfport, MS against its peer group of 134 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.44% | 1.39% | +0.05% | 64th above |
| ROAE Behind the peer average, ahead of the median peer. | 11.93% | 12.23% | -0.30% | 59th above |
| Net Interest Margin | 3.58% | 3.82% | -0.24% | 49th below |
| Efficiency Ratio | 54.37% | 54.24% | +0.13% | 48th below |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.99% | 2.04% | -0.05% | 66th above |
| Yield on Earning Assets | 4.99% | 5.71% | -0.72% | 25th below |
| Cost of Funds | 1.13% | 2.03% | -0.90% | 93rd top |
| Net Interest Spread | 2.71% | 3.13% | -0.42% | 39th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.98% | 0.98% | +0.00% | 39th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.70% | 0.72% | -0.02% | 43rd below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.16% | 0.33% | -0.17% | 44th below |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.27% | 1.39% | -0.12% | 66th above |
| ACL / NPLs (Coverage) | 129.56% | 236.09% | -106.53% | 45th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 7.68% | 8.88% | -1.20% | 45th below |
| Provision / NCO | 123.70% | 123.28% | +0.42% | 67th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.86% | 15.67% | -2.81% | 48th below |
| Tier 1 Ratio | 12.86% | 15.80% | -2.94% | 47th below |
| Total Capital Ratio | 14.06% | 16.92% | -2.86% | 49th below |
| Leverage Ratio | 10.59% | 10.50% | +0.09% | 60th above |
| Equity / Assets | 11.95% | 11.71% | +0.24% | 61st above |
| TCE / Tangible Assets | 9.49% | 9.73% | -0.24% | 48th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 82.43% | 84.60% | -2.17% | 64th above |
| Core Deposit Ratio | 95.54% | 86.55% | +8.99% | 82nd top |
| Uninsured Deposit Ratio | 52.01% | 36.73% | +15.28% | 14th bottom |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.40% | 5.85% | -1.45% | 46th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.19% | 11.99% | -8.80% | 34th below |
| Loan Growth (Y/Y) | 4.85% | 11.41% | -6.56% | 44th below |
| Deposit Growth (Y/Y) | 1.91% | 11.40% | -9.49% | 31st below |
See Hancock Whitney Bank's peers by name
The 134 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Hancock Whitney Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Hancock Whitney Bank profile, how to read a UBPR, or how this data updates.