Branch Network
Heritage Bank Locations & Branches Wood River, Nebraska
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Heritage Bank operates 20 branches from its headquarters in Wood River, NE, .
Heritage Bank branch network
All 20 branches are in NEBRASKA, across 13 cities. Aurora, NE has the most of its branches, 3. Its largest office by deposits is the Hastings Main Branch office in Hastings, NE, with $148.0M (35.2% of its branch deposits). It had the same number of branches on June 30, 2025.
Heritage Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 23.01% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $611.6M
- Tier 1 leverage ratio, Q2 2026
- 23.01%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1884
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Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Wood River, NE (2 branches) | 1 of 1 | 100.0% | $38.6M |
| State: NE (20 branches) | 45 of 160 | 0.4% | $420.5M |
Ranked by total assets among banks headquartered in the state: Largest banks in Nebraska.
Share by county and metro area
Heritage Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Adams, NE (2 branches) | 4 of 11 | 10.3% | $148.0M | $1.44B |
| Hall, NE (4 branches) | 10 of 18 | 2.2% | $69.2M | $3.14B |
| Hamilton, NE (3 branches) | 3 of 6 | 11.3% | $58.5M | $516.1M |
| Sherman, NE (1 branch) | 2 of 4 | 29.9% | $40.1M | $134.0M |
| Webster, NE (1 branch) | 2 of 3 | 24.9% | $26.9M | $108.0M |
| Antelope, NE (1 branch) | 5 of 6 | 6.2% | $21.5M | $348.8M |
| Howard, NE (1 branch) | 4 of 4 | 9.6% | $16.5M | $171.9M |
| Polk, NE (1 branch) | 3 of 3 | 5.6% | $13.7M | $243.8M |
| Madison, NE (2 branches) | 15 of 16 | 0.3% | $8.5M | $2.45B |
| Harlan, NE (1 branch) | 5 of 5 | 4.4% | $7.9M | $177.2M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Hastings, NE (2 branches) | 4 of 11 | 10.3% | $148.0M | $1.44B |
| Grand Island, NE (5 branches) | 11 of 22 | 2.4% | $85.7M | $3.61B |
| Norfolk, NE (2 branches) | 18 of 18 | 0.3% | $8.5M | $3.01B |
| Kearney, NE (2 branches) | 20 of 20 | 0.3% | $6.6M | $2.61B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Hastings Main Branch | Hastings, NE | 68901 | $148.0M |
| Heritage Bank (main office) | Aurora, NE | 68818 | $58.5M |
| Sherman County Bank Branch | Loup City, NE | 68853 | $40.1M |
| Heritage Bank (main office) | Wood River, NE | 68883 | $38.6M |
| Grand Island Branch | Grand Island, NE | 68803 | $30.6M |
| Peoples-Webster County Bank Branch | Red Cloud, NE | 68970 | $26.9M |
| Neligh Branch | Neligh, NE | 68756 | $21.5M |
| St. Paul Branch | St. Paul, NE | 68873 | $16.5M |
| Stromsburg Bank Branch | Stromsburg, NE | 68666 | $13.7M |
| Norfolk Branch | Norfolk, NE | 68701 | $8.5M |
| Peoples-Webster County Bank | Orleans, NE | 68966 | $7.9M |
| Heritage Bank Second Avenue | Kearney, NE | 68845 | $6.6M |
| Broken Bow Branch | Broken Bow, NE | 68822 | $3.2M |
| Www.Bankonheritage.Com | Aurora, NE | 68818 | $0 |
| Wood River Branch | Wood River, NE | 68883 | $0 |
| Heritage Bank Mobile Unit Branch | Grand Island, NE | 68803 | $0 |
| Heritage Bank - Norfolk Branch | Norfolk, NE | 68701 | $0 |
| Aurora-Drive-In Branch | Aurora, NE | 68818 | $0 |
| Heritage Bank Mobile Unit | Hastings, NE | 68901 | $0 |
| Heritage Bank Mobile Unit | Kearney, NE | 68845 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 17145) · FFIEC NIC profile (RSSD 666554)