Bank call report · Ludlow, KY
Home Savings Bank, FSB Call Report
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Home Savings Bank, FSB filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 159 reported line items, schedule by schedule (646 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 33370 |
| FDIC certificate number | 31723 |
| Total assets | $25.7M |
Official Q2 2026 call report PDF (FFIEC) →
Home Savings Bank, FSB call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (20 items)
About Schedule RC · Home Savings Bank, FSB balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $25.7M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $25.7M |
| Total Liabilities and Minority Interest | RCON2948 | $22.8M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $20.1M |
| Total Deposits | RCON2200 | $20.1M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $20.0M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $19.6M |
| Interest-bearing Balances | RCON0071 | $4.5M |
| Total Equity Capital | RCON3210 | $2.9M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $2.9M |
| Undivided Profits and Capital Reserves | RCON3632 | $2.9M |
| Other Borrowed Money | RCON3190 | $2.5M |
| Other Assets | RCON2160 | $588K |
| Deposits: Noninterest-bearing | RCON6631 | $464K |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $409K |
| Other Liabilities, Total | RCON2930 | $245K |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $239K |
| Allowance for Loan and Lease Losses | RCON3123 | $159K |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $8K |
| Held-to-maturity Securities, Total | RCON1754 | $8K |
Schedule RI: Income Statement (27 items)
About Schedule RI · Home Savings Bank, FSB income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $640K |
| Interest and Fee Income on Loans, Total | RIAD4010 | $542K |
| Total Noninterest Expense | RIAD4093 | $515K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $445K |
| Net Interest Income | RIAD4074 | $332K |
| Total Interest Expense | RIAD4073 | $308K |
| Other Noninterest Expense | RIAD4092 | $292K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $232K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | -$171K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | -$171K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | -$171K |
| Net Income (Loss) | RIAD4340 | -$171K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | -$171K |
| Salaries and Employee Benefits | RIAD4135 | $168K |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $97K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $88K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $55K |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $47K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $26K |
| Other Noninterest Income | RIADB497 | $17K |
| Total Noninterest Income | RIAD4079 | $17K |
| Other Interest Income | RIAD4518 | $10K |
| Provision for Loan and Lease Losses | RIAD4230 | $5K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $5K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $2K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 5 |
Schedule RC-B: Securities (6 items)
About Schedule RC-B · Home Savings Bank, FSB securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Amortized Cost | RCONG300 | $6K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Fair Value | RCONG301 | $6K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCONG304 | $2K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCONG305 | $2K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $8K |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $8K |
Schedule RC-C, Part I: Loans and Leases (22 items)
About Schedule RC-C, Part I · Home Savings Bank, FSB loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $20.1M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $14.6M |
| Pledged Loans and Leases | RCONG378 | $14.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $12.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $2.2M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $1.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $1.6M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $1.6M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $1.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $944K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $932K |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $565K |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $290K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $236K |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $151K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $98K |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $68K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $68K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $37K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $32K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $22K |
| Other Loans | RCONJ464 | $13K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $891K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $689K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 6 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 3 |
Schedule RC-E: Deposit Liabilities (20 items)
About Schedule RC-E · Home Savings Bank, FSB deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $17.6M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $17.6M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $9.7M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $7.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $6.9M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $5.8M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $4.2M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $3.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $3.3M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $3.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $2.8M |
| Total Transaction Accounts | RCON2215 | $2.4M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $2.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $1.4M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $1.4M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $1.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $881K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $529K |
| Total Demand Deposits (See Note Below) | RCON2210 | $464K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $330K |
Schedule RC-F: Other Assets (3 items)
Schedule RC-G: Other Liabilities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $245K |
Schedule RC-K: Quarterly Averages (10 items)
About Schedule RC-K · Home Savings Bank, FSB quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $26.0M |
| Quarterly Average of Total Loans | RCON3360 | $20.0M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $16.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $13.2M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $5.1M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $4.0M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $2.8M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $2.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $1.5M |
| Mortgage-backed Securities | RCONB559 | $9K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (3 items)
About Schedule RC-L · Home Savings Bank, FSB derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $851K |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $471K |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $17K |
Schedule RC-M: Memoranda (3 items)
About Schedule RC-M · Home Savings Bank, FSB memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF058 | $2.5M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $112K |
| Does the Institution Use the Home Owners' Loan Act (Hola) Qtl Test or the Internal Revenue Service Domestic Building and Loan Association (IRS Dbla) Test to Determine Its Qtl Compliance? | RCONL133 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (6 items)
About Schedule RC-N · Home Savings Bank, FSB past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $1.5M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $1.0M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $459K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $236K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $236K |
| Additions to Nonaccrual Assets | RCONC410 | $148K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Home Savings Bank, FSB other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $26.0M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $20.1M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $15.7M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $2.9M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $2.7M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $881K |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $529K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 1,032 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 115 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 2 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 2 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (14 items)
About Schedule RC-R, Part I · Home Savings Bank, FSB regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $26.0M |
| Total Assets | RCOA2170 | $25.7M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $25.7M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $2.9M |
| Retained Earnings | RCOAKW00 | $2.9M |
| Common Equity Tier 1 Capital | RCOAP859 | $2.6M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $2.6M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $2.6M |
| Unconditionally Cancellable Commitments | RCOAS540 | $1.3M |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCOAP843 | $298K |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $298K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1019 |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $3.1M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $3.1M |
| Total Equity Capital | RIAD3210 | $2.9M |
| Restatements Due to Corrections of Material Accounting Errors and Changes in Accounting Principles | RIADB507 | $7K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · Home Savings Bank, FSB changes in allowances for credit losses trends
Schedule RI-E: Explanations (2 items)
Home Savings Bank, FSB call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Home Savings Bank, FSB call report?
The Home Savings Bank, FSB call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Home Savings Bank, FSB file?
Home Savings Bank, FSB files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Home Savings Bank, FSB call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Home Savings Bank, FSB has Federal Reserve RSSD ID 33370 and FDIC certificate number 31723. Either one finds its filings on the FFIEC Central Data Repository.
How often does Home Savings Bank, FSB file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Home Savings Bank, FSB financial reports and ratios →
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Regulator records: FDIC BankFind (cert 31723) · FFIEC NIC profile (RSSD 33370)