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Home Savings Bank, FSB Locations & Branches Ludlow, Kentucky
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Home Savings Bank, FSB operates 1 branch from its headquarters in Ludlow, KY, .
Home Savings Bank, FSB branch network
Its one office is in Ludlow, KENTUCKY. It had the same number of branches on June 30, 2025.
Home Savings Bank, FSB at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.19% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $25.7M
- Tier 1 leverage ratio, Q2 2026
- 10.19%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1941
Full financial profile · Is Home Savings Bank, FSB safe? · Home Savings Bank, FSB call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Ludlow, KY (1 branch) | 1 of 1 | 100.0% | $20.1M |
| State: KY (1 branch) | 149 of 152 | <0.1% | $20.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in Kentucky.
Share by county and metro area
Home Savings Bank, FSB's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Kenton, KY (1 branch) | 17 of 18 | 0.5% | $20.1M | $4.22B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Cincinnati, OH-KY-IN (1 branch) | 49 of 55 | <0.1% | $20.1M | $187.51B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Home Savings Bank, FSB (main office) | Ludlow, KY | 41016 | $20.1M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 31723) · FFIEC NIC profile (RSSD 33370)