Bank call report · Litchfield, MN
Home State Bank Call Report
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Home State Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 335 reported line items, schedule by schedule (869 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 983550 |
| FDIC certificate number | 9745 |
| Total assets | $218.9M |
Official Q2 2026 call report PDF (FFIEC) →
Home State Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (24 items)
About Schedule RC · Home State Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $218.9M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $218.9M |
| Total Liabilities and Minority Interest | RCON2948 | $201.6M |
| Total Deposits | RCON2200 | $194.3M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $123.9M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $121.9M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $120.5M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $73.0M |
| Deposits: Noninterest-bearing | RCON6631 | $70.4M |
| Total Equity Capital | RCON3210 | $17.3M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $17.3M |
| Undivided Profits and Capital Reserves | RCON3632 | $14.0M |
| Surplus | RCON3839 | $12.8M |
| Interest-bearing Balances | RCON0071 | $12.6M |
| Accumulated Other Comprehensive Income | RCONB530 | -$9.6M |
| Other Assets | RCON2160 | $6.2M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $5.6M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $3.2M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $3.1M |
| Other Liabilities, Total | RCON2930 | $1.7M |
| Allowance for Loan and Lease Losses | RCON3123 | $1.4M |
| Loans and Leases Held for Sale | RCON5369 | $338K |
| Common Stock | RCON3230 | $100K |
| Federal Funds Sold | RCONB987 | $35K |
Schedule RI: Income Statement (42 items)
About Schedule RI · Home State Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $5.2M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $4.2M |
| Net Interest Income | RIAD4074 | $4.1M |
| Total Noninterest Expense | RIAD4093 | $3.3M |
| Salaries and Employee Benefits | RIAD4135 | $2.0M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $1.6M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $1.3M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $1.3M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $1.3M |
| Net Income (Loss) | RIAD4340 | $1.3M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $1.3M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1.3M |
| Total Interest Expense | RIAD4073 | $1.1M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $1.0M |
| Other Noninterest Expense | RIAD4092 | $972K |
| Total Noninterest Income | RIAD4079 | $609K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $537K |
| Interest on Other Securities | RIAD4060 | $491K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $439K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $417K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $367K |
| Other Noninterest Income | RIADB497 | $364K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $231K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $188K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $168K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $158K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $145K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $142K |
| Provision for Loan and Lease Losses | RIAD4230 | $95K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $95K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $73K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $72K |
| Income from Lease Financing Receivables | RIAD4065 | $44K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $14K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $13K |
| Fees and Commissions from Securities Brokerage | RIADC886 | $7K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | -$5K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $3K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | -$3K |
| Fees and Commissions from Annuity Sales | RIADC887 | $2K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 41 |
Schedule RC-B: Securities (27 items)
About Schedule RC-B · Home State Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $542K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $493K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $5.5M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $5.0M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $7.6M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $6.8M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $82.5M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $55.8M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $48.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $35.1M |
| Pledged Securities | RCON0416 | $30.3M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $10.1M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $9.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $9.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $8.4M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $6.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $6.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $4.5M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $4.2M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $3.0M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $3.0M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $2.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $1.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $786K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $162K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $46K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $14K |
Schedule RC-C, Part I: Loans and Leases (31 items)
About Schedule RC-C, Part I · Home State Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $122.2M |
| Pledged Loans and Leases | RCONG378 | $64.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $32.6M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $25.7M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $25.2M |
| Commercial and Industrial Loans | RCON1766 | $23.5M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $22.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $21.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $19.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $15.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $8.8M |
| Real Estate Loans Secured by Farmland | RCON1420 | $8.5M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $8.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $8.3M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $8.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $7.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $6.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $5.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $4.1M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $3.6M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $3.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $2.3M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $2.0M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $1.5M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $1.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $1.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $1.2M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $1.2M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $771K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $557K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $55K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $15.3M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $6.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $6.6M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $6.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $4.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $4.2M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $2.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $2.1M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $1.3M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $763K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $638K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $169K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 262 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 59 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 57 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 52 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 42 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 22 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 20 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 14 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 10 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 9 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 8 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 8 |
Schedule RC-E: Deposit Liabilities (23 items)
About Schedule RC-E · Home State Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $109.1M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $101.0M |
| Total Transaction Accounts | RCON2215 | $85.2M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $78.7M |
| Total Demand Deposits (See Note Below) | RCON2210 | $71.5M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $53.6M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $29.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $23.8M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $16.2M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $15.6M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $14.1M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $9.5M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $9.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $8.9M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $8.1M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $6.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $5.8M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $849K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $660K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $620K |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $260K |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $115K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $6K |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $2.9M |
| Accrued Interest Receivable | RCONB556 | $1.3M |
| Other Assets | RCON2168 | $1.1M |
| Prepaid Expenses | RCON2166 | $837K |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $651K |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $250K |
| Other Repossessed Assets (Net) | RCON1578 | $60K |
| Accounts Receivable | RCONFT34 | $1K |
Schedule RC-G: Other Liabilities (4 items)
Schedule RC-K: Quarterly Averages (17 items)
About Schedule RC-K · Home State Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $227.4M |
| Quarterly Average of Total Loans | RCON3360 | $121.3M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $68.6M |
| All Other Securities | RCONB560 | $55.8M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $50.3M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $38.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $28.6M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $22.8M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $15.2M |
| Mortgage-backed Securities | RCONB559 | $14.0M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $13.5M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $13.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $8.7M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $6.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $4.7M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $1.2M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $146K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (9 items)
About Schedule RC-L · Home State Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $10.7M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $6.2M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $3.9M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $1.7M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $653K |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $320K |
| Written OTC Interest Rate Option Contracts | RCON8709 | $320K |
| Year-to-date Merchant Credit Card Sales Volume:sales for Which the Reporting Bank Is the Agent Bank with Risk | RCONC224 | $277K |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $156K |
Schedule RC-M: Memoranda (1 item)
About Schedule RC-M · Home State Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $313K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (6 items)
About Schedule RC-N · Home State Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Additions to Nonaccrual Assets | RCONC410 | $128K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $100K |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $100K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $26K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $15K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $11K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · Home State Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $227.4M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $195.0M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $129.8M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $64.3M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $26.9M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $855K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 9,679 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 129 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 46 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Home State Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $169.1M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · Home State Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $227.4M |
| Average total consolidated assets | RCOAKW03 | $227.4M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $169.1M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $28.3M |
| Common Equity Tier 1 Capital | RCOAP859 | $26.9M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $26.9M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $26.9M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $17.3M |
| Retained Earnings | RCOAKW00 | $14.0M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $12.9M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$9.6M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$9.6M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $1.4M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $1.4M |
| Tier 2 Capital Before Deductions | RCOAP870 | $1.4M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1671 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1589 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1589 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1181 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0871 |
Schedule RC-R, Part II: Risk-Weighted Assets (58 items)
About Schedule RC-R, Part II · Home State Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $169.1M |
| Total Risk-weighted Assets | RCONG641 | $169.1M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $119.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $119.1M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $103.8M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $83.6M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $82.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $81.5M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $81.5M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $73.0M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $55.8M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $40.7M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $38.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $37.3M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $37.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $25.7M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $23.2M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $16.5M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $15.8M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $13.1M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $12.5M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$11.0M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$9.6M |
| Total All Other Assets | RCOND981 | $9.2M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $8.3M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $8.3M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $8.3M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $7.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $6.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $6.3M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $6.3M |
| Repo-style Transactions - 100 Pct Risk Weight Category | RCONS522 | $5.6M |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $5.6M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $5.6M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $3.5M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $2.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $1.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $1.3M |
| Risk-weighted Assets by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS575 | $1.0M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $980K |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $651K |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $651K |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $651K |
| Loans and Leases Held for Sale, All Other Exposures - 100 Pct Risk Weight Category | RCONS436 | $338K |
| Total Loans and Leases Held for Sale, All Other Exposures | RCONS431 | $338K |
| All Other Assets - 400 Pct Risk Weight Category | RCONS470 | $250K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS564 | $250K |
| Total Balance Sheet Assets - 400 Pct Risk Weight Category | RCONS506 | $250K |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $156K |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $156K |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $156K |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $150K |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $100K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $100K |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $100K |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $100K |
| Federal Funds Sold in Domestic Offices | RCOND971 | $35K |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $35K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $17.3M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $16.4M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $16.4M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $304K |
| Other Comprehensive Income | RIADB511 | -$69K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (6 items)
About Schedule RI-B, Part I · Home State Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $70K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $51K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $19K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $3K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $2K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Home State Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $1.4M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $1.4M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $70K |
Schedule RI-E: Explanations (15 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Data Processing Expenses | RIADC017 | $463K |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $279K |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $110K |
| Marketing and Other Professional Services | RIAD0497 | $82K |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $26K |
| Insurance Expenses (Not Included in Emplouee Expenses, Premises and Fixed Asset Expenses, and Other Real Estate Owned Expenses) | RIADY924 | $25K |
| Operating Expenses Communications - Postage, Monthly | RIAD8403 | $21K |
| Accounting and Auditing Expenses | RIADF556 | $20K |
| Safe Deposit Box Rent | RIADC015 | $11K |
| Telecommunications Expense | RIADF559 | $10K |
| Directors' Fees | RIAD4136 | $9K |
| Income and Fees from Wire Transfers | RIADT047 | $9K |
| Income and Fees from Automated Teller Machines (Atms) | RIADC016 | $3K |
| Printing, Stationery, and Supplies | RIADC018 | $3K |
| Income and Fees from the Printing and Sale of Checks | RIADC013 | $1K |
Home State Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Home State Bank call report?
The Home State Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Home State Bank file?
Home State Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Home State Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Home State Bank has Federal Reserve RSSD ID 983550 and FDIC certificate number 9745. Either one finds its filings on the FFIEC Central Data Repository.
How often does Home State Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Home State Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 9745) · FFIEC NIC profile (RSSD 983550)