Branch Network
Home State Bank Locations & Branches Litchfield, Minnesota
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Home State Bank operates 4 branches from its headquarters in Litchfield, MN, .
Home State Bank branch network
All 4 branches are in MINNESOTA, across 4 cities. Its largest office by deposits is the Willmar Branch office in Willmar, MN, with $115.8M (59.6% of its branch deposits). It had the same number of branches on June 30, 2025.
Home State Bank at a glance
Its CET1 capital ratio was 15.89% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $218.9M
- CET1 ratio, Q2 2026
- 15.89%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1926
Full financial profile · Is Home State Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Litchfield, MN (1 branch) | 4 of 4 | 10.4% | $40.0M |
| State: MN (4 branches) | 138 of 277 | <0.1% | $194.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Minnesota.
Share by county and metro area
Home State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Kandiyohi, MN (1 branch) | 6 of 13 | 6.8% | $115.8M | $1.69B |
| Meeker, MN (2 branches) | 6 of 8 | 8.3% | $51.3M | $618.8M |
| Mcleod, MN (1 branch) | 7 of 8 | 2.0% | $27.2M | $1.35B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Willmar, MN (1 branch) | 6 of 13 | 6.8% | $115.8M | $1.69B |
| Hutchinson, MN (1 branch) | 7 of 8 | 2.0% | $27.2M | $1.35B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Willmar Branch | Willmar, MN | 56201 | $115.8M |
| Home State Bank (main office) | Litchfield, MN | 55355 | $40.0M |
| Home State Bank (main office) | Hutchinson, MN | 55350 | $27.2M |
| Cosmos Branch | Cosmos, MN | 56228 | $11.3M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 9745) · FFIEC NIC profile (RSSD 983550)