Bank call report · Miami, FL
International Finance Bank Call Report
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International Finance Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 334 reported line items, schedule by schedule (940 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 867632 |
| FDIC certificate number | 24823 |
| Total assets | $1.62B |
Official Q2 2026 call report PDF (FFIEC) →
International Finance Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (23 items)
About Schedule RC · International Finance Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $1.62B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $1.62B |
| Total Liabilities and Minority Interest | RCON2948 | $1.49B |
| Total Deposits | RCON2200 | $1.46B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $1.33B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $1.32B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $862.4M |
| Deposits: Noninterest-bearing | RCON6631 | $595.0M |
| Interest-bearing Balances | RCON0071 | $199.5M |
| Total Equity Capital | RCON3210 | $132.2M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $132.2M |
| Undivided Profits and Capital Reserves | RCON3632 | $70.0M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $57.4M |
| Common Stock | RCON3230 | $43.3M |
| Other Liabilities, Total | RCON2930 | $27.7M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $21.1M |
| Surplus | RCON3839 | $20.0M |
| Allowance for Loan and Lease Losses | RCON3123 | $16.7M |
| Other Assets | RCON2160 | $16.0M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $2.8M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $2.0M |
| Accumulated Other Comprehensive Income | RCONB530 | -$1.1M |
| Intangible Assets | RCON2143 | $363K |
Schedule RI: Income Statement (40 items)
About Schedule RI · International Finance Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $41.5M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $36.8M |
| Net Interest Income | RIAD4074 | $27.3M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $21.7M |
| Total Noninterest Expense | RIAD4093 | $16.2M |
| Total Interest Expense | RIAD4073 | $14.2M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $12.7M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $12.7M |
| Salaries and Employee Benefits | RIAD4135 | $10.2M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $9.9M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $9.8M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $9.6M |
| Net Income (Loss) | RIAD4340 | $9.6M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $9.6M |
| Other Noninterest Expense | RIAD4092 | $4.5M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $3.9M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $3.7M |
| Total Noninterest Income | RIAD4079 | $3.2M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $3.1M |
| Applicable Income Taxes | RIAD4302 | $3.1M |
| Other Noninterest Income | RIADB497 | $2.7M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $1.6M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $1.4M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $1.4M |
| Provision for Loan and Lease Losses | RIAD4230 | $1.2M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $1.1M |
| Interest on Other Securities | RIAD4060 | $518K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $518K |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $294K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $271K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $229K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $224K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $81K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $68K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $56K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $33K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | -$13K |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $1K |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 137 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $201.5M |
| Balances Due from Federal Reserve Banks | RCON0090 | $193.9M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $6.5M |
| Balances Due from Banks in Foreign Countries and Foreign Central Banks | RCON0070 | $737K |
| Currency and Coin | RCON0080 | $331K |
Schedule RC-B: Securities (31 items)
About Schedule RC-B · International Finance Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $2.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $1.9M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $2.2M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $1.9M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $155K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $151K |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $58.9M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $30.9M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $30.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $22.0M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $17.0M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $16.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $14.9M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $14.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $9.4M |
| Total (Asset-backed Securities) Fair Value - Available-for-sale | RCONC027 | $4.5M |
| Asset-backed Securities: Available-for-sale Amortized Cost | RCONC989 | $4.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $3.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $3.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $2.1M |
| Pledged Securities | RCON0416 | $2.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $1.9M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $1.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $1.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $304K |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $209K |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $203K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $178K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $162K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $150K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $1K |
Schedule RC-C, Part I: Loans and Leases (31 items)
About Schedule RC-C, Part I · International Finance Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $1.33B |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $409.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $362.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $351.6M |
| Commercial and Industrial Loans | RCON1766 | $283.3M |
| Pledged Loans and Leases | RCONG378 | $253.6M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $247.6M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $212.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $209.2M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $179.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $173.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $148.6M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $139.8M |
| Loans Secured by Real Estate to Non-u.s. Addressees (Domicile) | RCONB837 | $132.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $102.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $89.3M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $79.1M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $74.9M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $41.0M |
| Commercial and Industrial Loans to Non-u.s. Addressees | RCON1764 | $35.7M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $33.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $29.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $19.9M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $12.8M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $11.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $9.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $6.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $3.4M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $3.4M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $1.6M |
| Unearned Income on Loans | RCON2123 | $785K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (10 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $41.2M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $19.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $7.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $1.6M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $1.4M |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 49 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 46 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 41 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 29 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 11 |
Schedule RC-E: Deposit Liabilities (36 items)
About Schedule RC-E · International Finance Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $804.6M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $719.1M |
| Total Transaction Accounts | RCON2215 | $652.8M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $646.7M |
| Total Demand Deposits (See Note Below) | RCON2210 | $644.1M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $528.6M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $413.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $182.1M |
| Total reciprocal deposits | RCONJH83 | $133.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $133.1M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $121.4M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $114.8M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $104.4M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $65.6M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $61.2M |
| Brokered Deposits of More Than $250,000 with a Remaining Maturity of One Year or Less | RCONK220 | $57.4M |
| Total Brokered Deposits | RCON2365 | $57.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $49.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $47.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $38.8M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $37.4M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $31.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $22.4M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $13.0M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $11.6M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $8.3M |
| Nontransaction Deposits of Banks in Foreign Countries | RCON2236 | $8.3M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $6.2M |
| Total Transaction Accounts - Deposits of Banks in Foreign Countries | RCON2213 | $6.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $1.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $1.0M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $619K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $320K |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $303K |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $243K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $111K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Net Deferred Tax Assets | RCON2148 | $5.1M |
| Accrued Interest Receivable | RCONB556 | $4.1M |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $3.6M |
| Other Assets | RCON2168 | $2.0M |
| Prepaid Expenses | RCON2166 | $1.3M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $1.1M |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $20.2M |
| Operating lease liabilities | RCONLB56 | $20.2M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $3.4M |
| Other Expenses Accrued and Unpaid | RCON3646 | $3.1M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $924K |
Schedule RC-K: Quarterly Averages (14 items)
About Schedule RC-K · International Finance Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $1.60B |
| Quarterly Average of Total Loans | RCON3360 | $1.30B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $760.8M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $538.2M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $340.8M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $218.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $181.9M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $131.7M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $69.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $64.6M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $48.7M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $24.1M |
| All Other Securities | RCONB560 | $21.6M |
| Mortgage-backed Securities | RCONB559 | $6.6M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (7 items)
About Schedule RC-L · International Finance Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $38.8M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $24.1M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $11.4M |
| Other unused commitments: Loans to nondepository financial institutions | RCONPV11 | $8.0M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $5.5M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $3.8M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $1.2M |
Schedule RC-M: Memoranda (1 item)
About Schedule RC-M · International Finance Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| All other intangible assets | RCONJF76 | $363K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (8 items)
About Schedule RC-N · International Finance Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $3.8M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $2.3M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $2.3M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $2.1M |
| Additions to Nonaccrual Assets | RCONC410 | $1.7M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $1.7M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $156K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $156K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (11 items)
About Schedule RC-O · International Finance Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $1.60B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $1.46B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $1.09B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $374.4M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $222.6M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $131.4M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $622K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 8,000 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 1,073 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 23 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · International Finance Bank regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (23 items)
About Schedule RC-R, Part I · International Finance Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $1.60B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $1.60B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $1.30B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $149.2M |
| Common Equity Tier 1 Capital | RCOAP859 | $133.0M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $133.0M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $133.0M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $132.2M |
| Retained Earnings | RCOAKW00 | $70.0M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $63.3M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $16.2M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $16.2M |
| Tier 2 Capital Before Deductions | RCOAP870 | $16.2M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$1.1M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$1.1M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $363K |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $363K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.115 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1025 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1025 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0831 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.035 |
Schedule RC-R, Part II: Risk-Weighted Assets (49 items)
About Schedule RC-R, Part II · International Finance Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $1.30B |
| Total Risk-weighted Assets | RCONG641 | $1.30B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $1.19B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $1.19B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $1.15B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $943.2M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $896.0M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $390.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $282.6M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $277.1M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $214.3M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $201.5M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $197.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $176.3M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $176.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $175.7M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $88.2M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $77.3M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $60.2M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $43.5M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $38.7M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $38.7M |
| Total All Other Assets | RCOND981 | $37.5M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $36.6M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $30.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $22.4M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $22.4M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$17.8M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $13.0M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $12.0M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $11.8M |
| Financial Standby Letters of Credit - 0 Pct Risk Weight Category | RCOND993 | $5.5M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $5.5M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $5.5M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $4.7M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $4.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $4.7M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $4.5M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $4.5M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $3.8M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $2.6M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $1.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $1.7M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $1.7M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $1.7M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$1.5M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $1.1M |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $681K |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $363K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $132.2M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $124.6M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $124.6M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $2.0M |
| Other Comprehensive Income | RIADB511 | -$5K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (3 items)
About Schedule RI-B, Part I · International Finance Bank charge-offs and recoveries on loans and leases trends
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · International Finance Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $16.7M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $15.5M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $407K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $23K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (13 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $1.34B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $700.8M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $324.3M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $178.1M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $86.1M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $46.3M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $16.7M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $8.6M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $4.5M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $2.5M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $605K |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $449K |
| Loans and Leases, Held for Investment, Unallocated, Allowance Balance | RCONJJ18 | $18K |
Schedule RI-E: Explanations (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Income and Fees from Wire Transfers | RIADT047 | $1.6M |
| Data Processing Expenses | RIADC017 | $860K |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $527K |
| Third Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4463 | $514K |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $409K |
| Accounting and Auditing Expenses | RIADF556 | $387K |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $256K |
International Finance Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the International Finance Bank call report?
The International Finance Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does International Finance Bank file?
International Finance Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the International Finance Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: International Finance Bank has Federal Reserve RSSD ID 867632 and FDIC certificate number 24823. Either one finds its filings on the FFIEC Central Data Repository.
How often does International Finance Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
International Finance Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 24823) · FFIEC NIC profile (RSSD 867632)