INTRUST Bank, N.A.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Core deposits to total deposits climbed 3.30 percentage points in Q2 2026, from 91.23% to 94.54%. It was the largest change from Q1 2026 among the key lines here. Within Kansas, INTRUST Bank, N.A. is 101st of 182 on loan-to-deposit ratio, 73.20% as of Q2 2026, below the middle of the field. The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. INTRUST Bank, N.A. sits 15.00 points lower, at 73.20% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $344.0M |
| Cash and noninterest-bearing balances to assets | 5.09% |
| Cash and securities | $2.14B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $258.7M |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 73.20% |
| Net loans and leases to deposits | 72.34% |
| Loans and leases to core deposits | 76.93% |
| Core deposits to total deposits | 94.54% |
| Brokered deposits to total deposits | 0.62% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 61.09% | 71.36% | $222.2M | $0 |
| Q4 2023 | 58.64% | 74.54% | $251.8M | $0 |
| Q1 2024 | 61.80% | 76.68% | $212.9M | $0 |
| Q2 2024 | 63.33% | 77.92% | $139.5M | $0 |
| Q3 2024 | 61.85% | 76.85% | $143.3M | $0 |
| Q4 2024 | 63.33% | 81.08% | $140.1M | $0 |
| Q1 2025 | 65.13% | 82.14% | $146.5M | $0 |
| Q2 2025 | 68.29% | 84.92% | $150.0M | $25.0M |
| Q3 2025 | 68.50% | 85.74% | $153.1M | $100.0M |
| Q4 2025 | 66.54% | 90.72% | $172.7M | $0 |
| Q1 2026 | 70.95% | 91.23% | $211.7M | $0 |
| Q2 2026 | 73.20% | 94.54% | $258.7M | $0 |
INTRUST Bank, N.A. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock INTRUST Bank, N.A., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full INTRUST Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4799) · FFIEC NIC profile (RSSD 557858)