INTRUST Bank, N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 4.95 percentage points in Q2 2026, from 157.70% to 162.65%. It was the largest change from Q1 2026 among the key lines here. Within Kansas, INTRUST Bank, N.A. is 100th of 182 on return on assets, 1.42% as of Q2 2026, below the middle of the field. INTRUST Bank, N.A. reported 1.42% on return on assets for Q2 2026, 0.15 points above the 1.28% median for banks in the $1B-10B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 13.66% |
| Tier 1 risk-based capital ratio | 13.66% |
| Total risk-based capital ratio | 14.62% |
| Tier 1 leverage ratio | 10.76% |
| Equity capital to assets | 7.41% |
| Tangible equity to tangible assets | 7.21% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.73% |
| Non-performing assets ratio | 0.47% |
| Net charge-off ratio | 0.03% |
| Texas ratio | 6.25% |
| Allowance for credit losses to loans | 1.18% |
| Reserve coverage of non-performing loans | 162.65% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.42% |
| Return on equity | 20.64% |
| Net interest margin | 3.59% |
| Efficiency ratio | 58.78% |
| Yield on earning assets | 5.11% |
| Cost of funds | 1.58% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 73.20% |
| Core deposits to total deposits | 94.54% |
| Brokered deposits to total deposits | 0.62% |
| Deposits to assets | 88.00% |
| Securities to assets | 26.61% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 12.53% | 12.53% | 13.49% | 9.23% | 0.59% |
| Q4 2023 | 12.49% | 12.49% | 13.45% | 8.82% | 0.66% |
| Q1 2024 | 12.57% | 12.57% | 13.53% | 9.12% | 0.69% |
| Q2 2024 | 12.54% | 12.54% | 13.56% | 9.31% | 0.73% |
| Q3 2024 | 12.87% | 12.87% | 13.95% | 9.39% | 0.72% |
| Q4 2024 | 13.16% | 13.16% | 14.20% | 9.60% | 0.88% |
| Q1 2025 | 13.20% | 13.20% | 14.23% | 9.97% | 0.92% |
| Q2 2025 | 13.12% | 13.12% | 14.16% | 9.92% | 1.15% |
| Q3 2025 | 13.60% | 13.60% | 14.58% | 10.24% | 1.17% |
| Q4 2025 | 13.47% | 13.47% | 14.41% | 10.19% | 1.36% |
| Q1 2026 | 13.50% | 13.50% | 14.45% | 10.45% | 1.27% |
| Q2 2026 | 13.66% | 13.66% | 14.62% | 10.76% | 1.42% |
INTRUST Bank, N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock INTRUST Bank, N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full INTRUST Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4799) · FFIEC NIC profile (RSSD 557858)