INTRUST Bank, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks INTRUST Bank, N.A. of Wichita, KS against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.42% | 1.46% | -0.04% | 61st above |
| ROAE | 20.64% | 12.70% | +7.94% | 90th top |
| Net Interest Margin | 3.59% | 3.85% | -0.26% | 41st below |
| Efficiency Ratio | 58.78% | 57.40% | +1.38% | 49th below |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.77% | 1.88% | -0.11% | 54th above |
| Yield on Earning Assets | 5.11% | 5.72% | -0.61% | 25th below |
| Cost of Funds | 1.58% | 2.02% | -0.44% | 76th top |
| Net Interest Spread Behind the peer average, ahead of the median peer. | 3.14% | 3.18% | -0.04% | 55th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.73% | 1.00% | -0.27% | 44th below |
| NPA / Total Assets | 0.47% | 0.76% | -0.29% | 52nd above |
| NCO / Avg Loans | 0.03% | 0.43% | -0.40% | 52nd above |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.18% | 1.31% | -0.13% | 55th above |
| ACL / NPLs (Coverage) | 162.65% | 544.37% | -381.72% | 46th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.25% | 7.39% | -1.14% | 40th below |
| Provision / NCO Behind the peer average, ahead of the median peer. | 458.60% | 619.10% | -160.50% | 75th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 13.66% | 17.35% | -3.69% | 53rd above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 13.66% | 17.38% | -3.72% | 53rd above |
| Total Capital Ratio | 14.62% | 18.43% | -3.81% | 49th below |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.76% | 11.44% | -0.68% | 56th above |
| Equity / Assets | 7.41% | 11.35% | -3.94% | 4th bottom |
| TCE / Tangible Assets | 7.21% | 10.51% | -3.30% | 5th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 73.20% | 86.99% | -13.79% | 81st top |
| Core Deposit Ratio | 94.54% | 85.53% | +9.01% | 82nd top |
| Uninsured Deposit Ratio | 30.96% | 33.13% | -2.17% | 50th above |
| Wholesale Funding Ratio | 3.83% | 5.71% | -1.88% | 50th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.43% | 9.71% | -10.14% | 14th bottom |
| Loan Growth (Y/Y) | 3.60% | 8.07% | -4.47% | 38th below |
| Deposit Growth (Y/Y) | -3.35% | 7.90% | -11.25% | 7th bottom |
See INTRUST Bank, N.A.'s peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock INTRUST Bank, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full INTRUST Bank, N.A. profile, how to read a UBPR, or how this data updates.