Itasca Bank & Trust Co.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Itasca Bank & Trust Co. of Itasca, IL against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.16% | 1.25% | -0.09% | 42nd below |
| ROAE Ahead of the peer average, behind the median peer. | 12.25% | 12.22% | +0.03% | 49th below |
| Net Interest Margin | 4.12% | 3.95% | +0.17% | 59th above |
| Efficiency Ratio Ahead of the peer average, behind the median peer. | 61.54% | 63.71% | -2.17% | 49th below |
| PPNR / Avg Assets | 1.74% | — | — | 58th above |
| Yield on Earning Assets | 5.69% | 5.67% | +0.02% | 54th above |
| Cost of Funds | 1.72% | 1.87% | -0.15% | 55th above |
| Net Interest Spread | 3.31% | — | — | 49th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.28% | 0.88% | -0.60% | 59th above |
| NPA / Total Assets | 0.21% | — | — | 59th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.06% | 0.15% | -0.09% | 23rd bottom |
| ACL / Total Loans | 1.42% | — | — | 73rd above |
| ACL / NPLs (Coverage) | 503.33% | — | — | 71st above |
| Texas Ratio | 1.93% | 5.96% | -4.03% | 58th above |
| Provision / NCO | 291.21% | — | — | 63rd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.58% | 11.75% | -1.17% | 43rd below |
| Equity / Assets | 9.64% | 10.98% | -1.34% | 38th below |
| TCE / Tangible Assets | 9.64% | — | — | 42nd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 81.87% | 80.44% | +1.43% | 48th below |
| Core Deposit Ratio | 82.99% | 86.95% | -3.96% | 24th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.11% | — | — | 47th below |
| Loan Growth (Y/Y) | 4.90% | — | — | 46th below |
| Deposit Growth (Y/Y) | 3.64% | — | — | 47th below |
See Itasca Bank & Trust Co.'s peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Itasca Bank & Trust Co., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Itasca Bank & Trust Co. profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Itasca Bank & Trust Co. peer analysis.