Jewett City Savings Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Risk-weighted assets rose 3.2% in Q2 2026 to $395.3M, the biggest move on this page. Within Connecticut, Jewett City Savings Bank is 4th of 17 on CET1 ratio, 17.46% as of Q2 2026, above the middle of the field. Jewett City Savings Bank reported 17.46% on CET1 ratio for Q2 2026, 2.39 points above the 15.07% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 17.46% |
| Tier 1 risk-based capital ratio | 17.46% |
| Total risk-based capital ratio | 18.47% |
| Tier 1 leverage ratio | 14.41% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $69.0M |
| Tier 1 capital | $69.0M |
| Total risk-based capital | $73.0M |
| Total equity capital | $69.5M |
| Risk-weighted assets | $395.3M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 14.07% |
| Tangible equity to tangible assets | 13.75% |
| Equity capital to average assets | 14.47% |
| Internal capital growth rate | 0.08% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $533K |
| Retained earnings | $69.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$854K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 19.31% | 19.31% | 19.98% | 14.50% | $301.9M |
| Q4 2023 | 18.99% | 18.99% | 19.72% | 14.46% | $312.0M |
| Q1 2024 | 18.55% | 18.55% | 19.38% | 14.49% | $324.3M |
| Q2 2024 | 18.45% | 18.45% | 19.14% | 14.55% | $333.3M |
| Q3 2024 | 18.31% | 18.31% | 19.09% | 14.40% | $338.4M |
| Q4 2024 | 18.29% | 18.29% | 19.13% | 14.45% | $345.6M |
| Q1 2025 | 18.40% | 18.40% | 19.29% | 14.52% | $348.2M |
| Q2 2025 | 17.92% | 17.92% | 18.87% | 14.49% | $363.0M |
| Q3 2025 | 17.64% | 17.64% | 18.54% | 14.30% | $378.1M |
| Q4 2025 | 17.76% | 17.76% | 18.62% | 13.99% | $384.2M |
| Q1 2026 | 18.01% | 18.01% | 18.93% | 14.16% | $383.2M |
| Q2 2026 | 17.46% | 17.46% | 18.47% | 14.41% | $395.3M |
Jewett City Savings Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Jewett City Savings Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Jewett City Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18237) · FFIEC NIC profile (RSSD 820301)