Jewett City Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Jewett City Savings Bank of Jewett City, CT against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.01% | 1.35% | -1.34% | 5th bottom |
| ROAE | 0.08% | 13.33% | -13.25% | 5th bottom |
| Net Interest Margin | 4.55% | 3.93% | +0.62% | 81st top |
| Efficiency Ratio | 71.58% | 61.13% | +10.45% | 25th below |
| PPNR / Avg Assets | 1.42% | 1.68% | -0.26% | 39th below |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.64% | 5.67% | -0.03% | 52nd above |
| Cost of Funds | 1.24% | 1.88% | -0.64% | 83rd top |
| Net Interest Spread | 4.10% | 3.32% | +0.78% | 86th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.01% | 0.94% | +0.07% | 28th below |
| NPA / Total Assets | 0.84% | 0.70% | +0.14% | 25th below |
| NCO / Avg Loans | 1.76% | 0.16% | +1.60% | 2nd bottom |
| ACL / Total Loans | 0.97% | 1.28% | -0.31% | 23rd bottom |
| ACL / NPLs (Coverage) | 95.54% | 1546.88% | -1451.34% | 26th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.76% | 7.34% | -1.58% | 37th below |
| Provision / NCO | 136.86% | 1395.78% | -1258.92% | 48th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 17.46% | 19.49% | -2.03% | 66th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 17.46% | 19.52% | -2.06% | 66th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 18.47% | 20.61% | -2.14% | 65th above |
| Leverage Ratio | 14.41% | 12.14% | +2.27% | 83rd top |
| Equity / Assets | 14.07% | 11.36% | +2.71% | 85th top |
| TCE / Tangible Assets | 13.75% | 11.08% | +2.67% | 85th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 101.46% | 80.65% | +20.81% | 10th bottom |
| Core Deposit Ratio | 93.31% | 86.85% | +6.46% | 76th top |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 3.84% | 5.04% | -1.20% | 47th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.82% | 6.84% | -0.02% | 68th above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.66% | 7.92% | -0.26% | 63rd above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.86% | 6.29% | -0.43% | 63rd above |
See Jewett City Savings Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Jewett City Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Jewett City Savings Bank profile, how to read a UBPR, or how this data updates.