Jewett City Savings Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 46.01 percentage points in Q2 2026, from 49.53% to 95.54%. It was the largest change from Q1 2026 among the key lines here. On return on assets, Jewett City Savings Bank is 3rd from the bottom among 27 Connecticut banks, 0.01% (Q2 2026). Against a median of 1.25% for banks in the $100M-1B asset tier, Jewett City Savings Bank reported 0.01% on return on assets in Q2 2026, 1.24 points lower.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 17.46% |
| Tier 1 risk-based capital ratio | 17.46% |
| Total risk-based capital ratio | 18.47% |
| Tier 1 leverage ratio | 14.41% |
| Equity capital to assets | 14.07% |
| Tangible equity to tangible assets | 13.75% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.01% |
| Non-performing assets ratio | 0.84% |
| Net charge-off ratio | 1.76% |
| Texas ratio | 5.76% |
| Allowance for credit losses to loans | 0.97% |
| Reserve coverage of non-performing loans | 95.54% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.01% |
| Return on equity | 0.08% |
| Net interest margin | 4.55% |
| Efficiency ratio | 71.58% |
| Yield on earning assets | 5.64% |
| Cost of funds | 1.24% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 101.46% |
| Core deposits to total deposits | 93.31% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 81.11% |
| Securities to assets | 5.52% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 19.31% | 19.31% | 19.98% | 14.50% | 0.86% |
| Q4 2023 | 18.99% | 18.99% | 19.72% | 14.46% | 0.91% |
| Q1 2024 | 18.55% | 18.55% | 19.38% | 14.49% | 0.89% |
| Q2 2024 | 18.45% | 18.45% | 19.14% | 14.55% | 1.25% |
| Q3 2024 | 18.31% | 18.31% | 19.09% | 14.40% | 0.43% |
| Q4 2024 | 18.29% | 18.29% | 19.13% | 14.45% | 1.14% |
| Q1 2025 | 18.40% | 18.40% | 19.29% | 14.52% | 0.79% |
| Q2 2025 | 17.92% | 17.92% | 18.87% | 14.49% | 0.88% |
| Q3 2025 | 17.64% | 17.64% | 18.54% | 14.30% | 1.38% |
| Q4 2025 | 17.76% | 17.76% | 18.62% | 13.99% | 1.26% |
| Q1 2026 | 18.01% | 18.01% | 18.93% | 14.16% | 0.63% |
| Q2 2026 | 17.46% | 17.46% | 18.47% | 14.41% | 0.01% |
Jewett City Savings Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Jewett City Savings Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Jewett City Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18237) · FFIEC NIC profile (RSSD 820301)