Katahdin Trust Company: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Other borrowed money: 92.4% higher than in Q1 2026, at $63.5M. Within Maine, Katahdin Trust Company is 15th of 22 on loan-to-deposit ratio, 96.36% as of Q2 2026, below the middle of the field. Katahdin Trust Company reported 96.36% on loan-to-deposit ratio for Q2 2026, 8.16 points above the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $19.6M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $175.8M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $63.5M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 5.48% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 96.36% |
| Net loans and leases to deposits | 95.43% |
| Loans and leases to core deposits | 100.87% |
| Core deposits to total deposits | 79.37% |
| Brokered deposits to total deposits | 16.16% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 88.75% | 83.89% | $0 | $0 |
| Q4 2023 | 89.27% | 81.83% | $0 | $10.0M |
| Q1 2024 | 90.98% | 81.91% | $0 | $20.0M |
| Q2 2024 | 94.60% | 81.77% | $0 | $46.0M |
| Q3 2024 | 92.25% | 80.58% | $0 | $30.0M |
| Q4 2024 | 88.54% | 80.85% | $0 | $30.0M |
| Q1 2025 | 91.76% | 80.27% | $0 | $30.0M |
| Q2 2025 | 90.57% | 79.89% | $0 | $30.0M |
| Q3 2025 | 90.72% | 81.09% | $0 | $30.0M |
| Q4 2025 | 90.18% | 81.46% | $0 | $30.0M |
| Q1 2026 | 92.67% | 80.22% | $0 | $33.0M |
| Q2 2026 | 96.36% | 79.37% | $0 | $63.5M |
Katahdin Trust Company liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Katahdin Trust Company, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Katahdin Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12874) · FFIEC NIC profile (RSSD 327305)