Katahdin Trust Company: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 20.01 percentage points higher than in Q1 2026, at 197.42%. Within Maine, Katahdin Trust Company is 14th of 22 on return on assets, 0.87% as of Q2 2026, below the middle of the field. Katahdin Trust Company reported 0.87% on return on assets for Q2 2026, 0.41 points below the 1.28% median for banks in the $1B-10B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 12.71% |
| Tier 1 risk-based capital ratio | 12.71% |
| Total risk-based capital ratio | 13.79% |
| Tier 1 leverage ratio | 10.00% |
| Equity capital to assets | 9.52% |
| Tangible equity to tangible assets | 9.07% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.49% |
| Non-performing assets ratio | 0.39% |
| Net charge-off ratio | -0.00% |
| Texas ratio | 4.02% |
| Allowance for credit losses to loans | 0.96% |
| Reserve coverage of non-performing loans | 197.42% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.87% |
| Return on equity | 9.09% |
| Net interest margin | 3.89% |
| Efficiency ratio | 67.17% |
| Yield on earning assets | 5.50% |
| Cost of funds | 1.76% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 96.36% |
| Core deposits to total deposits | 79.37% |
| Brokered deposits to total deposits | 16.16% |
| Deposits to assets | 83.39% |
| Securities to assets | 13.48% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 14.48% | 14.48% | 15.51% | 10.73% | 1.09% |
| Q4 2023 | 14.81% | 14.81% | 15.89% | 10.80% | 0.98% |
| Q1 2024 | 15.02% | 15.02% | 16.09% | 10.95% | 0.88% |
| Q2 2024 | 14.86% | 14.86% | 15.93% | 10.96% | 0.85% |
| Q3 2024 | 15.21% | 15.21% | 16.27% | 11.02% | 0.94% |
| Q4 2024 | 12.91% | 12.91% | 14.01% | 9.58% | 0.74% |
| Q1 2025 | 14.37% | 14.37% | 15.56% | 9.61% | 0.90% |
| Q2 2025 | 13.25% | 13.25% | 14.31% | 9.75% | 0.95% |
| Q3 2025 | 13.37% | 13.37% | 14.46% | 9.94% | 1.00% |
| Q4 2025 | 13.47% | 13.47% | 14.53% | 9.85% | 1.14% |
| Q1 2026 | 13.37% | 13.37% | 14.41% | 10.15% | 0.92% |
| Q2 2026 | 12.71% | 12.71% | 13.79% | 10.00% | 0.87% |
Katahdin Trust Company vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Katahdin Trust Company, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Katahdin Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12874) · FFIEC NIC profile (RSSD 327305)