Katahdin Trust Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Katahdin Trust Company of Patten, ME against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.87% | 1.46% | -0.59% | 22nd bottom |
| ROAE | 9.09% | 12.72% | -3.63% | 26th below |
| Net Interest Margin | 3.89% | 3.85% | +0.04% | 62nd above |
| Efficiency Ratio | 67.17% | 57.40% | +9.77% | 26th below |
| PPNR / Avg Assets | 1.33% | 1.88% | -0.55% | 29th below |
| Yield on Earning Assets | 5.50% | 5.72% | -0.22% | 48th below |
| Cost of Funds | 1.76% | 2.02% | -0.26% | 65th above |
| Net Interest Spread | 3.32% | 3.18% | +0.14% | 66th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.49% | 1.00% | -0.51% | 59th above |
| NPA / Total Assets | 0.39% | 0.76% | -0.37% | 58th above |
| NCO / Avg Loans | -0.00% | 0.43% | -0.43% | 87th top |
| ACL / Total Loans | 0.96% | 1.31% | -0.35% | 26th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 197.42% | 543.51% | -346.09% | 54th above |
| Texas Ratio | 4.02% | 7.39% | -3.37% | 56th above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 253.42% | 618.80% | -365.38% | 64th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.71% | 17.34% | -4.63% | 37th below |
| Tier 1 Ratio | 12.71% | 17.37% | -4.66% | 37th below |
| Total Capital Ratio | 13.79% | 18.42% | -4.63% | 36th below |
| Leverage Ratio | 10.00% | 11.44% | -1.44% | 37th below |
| Equity / Assets | 9.52% | 11.34% | -1.82% | 32nd below |
| TCE / Tangible Assets | 9.07% | 10.50% | -1.43% | 34th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 96.36% | 86.95% | +9.41% | 26th below |
| Core Deposit Ratio | 79.37% | 85.56% | -6.19% | 19th bottom |
| Uninsured Deposit Ratio | 9.12% | 33.13% | -24.01% | 97th top |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 5.48% | 5.70% | -0.22% | 38th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.68% | 9.68% | -3.00% | 60th above |
| Loan Growth (Y/Y) | 9.92% | 8.06% | +1.86% | 73rd above |
| Deposit Growth (Y/Y) | 3.32% | 7.87% | -4.55% | 39th below |
See Katahdin Trust Company's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Katahdin Trust Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Katahdin Trust Company profile, how to read a UBPR, or how this data updates.