Branch Network
Kennebec Savings Bank Locations & Branches Augusta, Maine
BankRegReports is independent of Kennebec Savings Bank and never asks for online banking logins or passwords.
Kennebec Savings Bank operates 8 branches from its headquarters in Augusta, ME, .
Kennebec Savings Bank branch network
All 8 branches are in MAINE, across 7 cities. Waterville, ME has the most of its branches, 2. Its largest office by deposits is its main office in Augusta, ME, with $709.9M (50.5% of its branch deposits). It had the same number of branches on June 30, 2025.
Kennebec Savings Bank at a glance
Its CET1 capital ratio was 17.32% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $1.87B
- CET1 ratio, Q2 2026
- 17.32%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1870
Full financial profile · Is Kennebec Savings Bank safe? · Kennebec Savings Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Augusta, ME (1 branch) | 1 of 7 | 42.7% | $709.9M |
| State: ME (8 branches) | 13 of 29 | 3.1% | $1.41B |
Ranked by total assets among banks headquartered in the state: Largest banks in Maine.
Share by county and metro area
Kennebec Savings Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Kennebec, ME (6 branches) | 1 of 8 | 41.0% | $1.27B | $3.09B |
| Cumberland, ME (2 branches) | 15 of 19 | 0.9% | $138.9M | $16.13B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Augusta-Waterville, ME (6 branches) | 1 of 8 | 41.0% | $1.27B | $3.09B |
| Portland-South Portland, ME (2 branches) | 17 of 23 | 0.6% | $138.9M | $22.79B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Kennebec Savings Bank (main office) | Augusta, ME | 04330 | $709.9M |
| Waterville Branch | Waterville, ME | 04901 | $253.7M |
| Winthrop Branch | Winthrop, ME | 04364 | $137.6M |
| Farmingdale Branch | Farmingdale, ME | 04344 | $109.3M |
| Portland Branch | Portland, ME | 04103 | $69.7M |
| Freeport Branch Office | Freeport, ME | 04032 | $69.2M |
| Washington Street Branch | Waterville, ME | 04901 | $56.6M |
| Granite Hill Estates Branch | Hallowell, ME | 04347 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 17897) · FFIEC NIC profile (RSSD 583905)