Kish Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 4.98 percentage points higher than in Q1 2026, at 128.11%. Among 109 Pennsylvania banks, Kish Bank sits 4th from the top on loan-to-deposit ratio, 117.33% as of Q2 2026. Kish Bank reported 117.33% on loan-to-deposit ratio for Q2 2026, 29.12 points above the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $16.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $215.8M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $365.6M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 17.54% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 117.33% |
| Net loans and leases to deposits | 116.51% |
| Loans and leases to core deposits | 128.11% |
| Core deposits to total deposits | 85.27% |
| Brokered deposits to total deposits | 6.31% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 102.42% | 87.53% | $505K | $189.7M |
| Q4 2023 | 104.28% | 87.26% | $541K | $203.6M |
| Q1 2024 | 105.01% | 87.25% | $618K | $189.7M |
| Q2 2024 | 103.81% | 84.17% | $0 | $171.8M |
| Q3 2024 | 105.97% | 85.09% | $0 | $200.7M |
| Q4 2024 | 109.28% | 85.16% | $0 | $214.7M |
| Q1 2025 | 114.93% | 85.47% | $0 | $293.7M |
| Q2 2025 | 114.37% | 85.05% | $0 | $296.2M |
| Q3 2025 | 118.37% | 84.49% | $0 | $352.1M |
| Q4 2025 | 114.77% | 83.33% | $0 | $300.1M |
| Q1 2026 | 112.91% | 83.67% | $0 | $270.1M |
| Q2 2026 | 117.33% | 85.27% | $0 | $365.6M |
Kish Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Kish Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Kish Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14969) · FFIEC NIC profile (RSSD 600419)