Kish Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Kish Bank of Belleville, PA against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.20% | 1.34% | -0.14% | 42nd below |
| ROAE | 14.13% | 12.34% | +1.79% | 62nd above |
| Net Interest Margin | 3.59% | 3.83% | -0.24% | 40th below |
| Efficiency Ratio | 60.61% | 58.97% | +1.64% | 42nd below |
| PPNR / Avg Assets | 1.60% | — | — | 40th below |
| Yield on Earning Assets | 5.88% | 5.71% | +0.17% | 70th above |
| Cost of Funds | 2.45% | 2.02% | +0.43% | 23rd bottom |
| Net Interest Spread | 3.12% | — | — | 53rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.57% | 0.87% | -0.30% | 46th below |
| NPA / Total Assets | 0.49% | — | — | 44th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.06% | 0.43% | -0.37% | 39th below |
| ACL / Total Loans | 0.70% | — | — | 9th bottom |
| ACL / NPLs (Coverage) | 122.04% | — | — | 31st below |
| Texas Ratio | 5.52% | 5.48% | +0.04% | 35th below |
| Provision / NCO | 394.38% | — | — | 70th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 10.08% | 14.99% | -4.91% | 1st bottom |
| Tier 1 Ratio | 10.08% | 15.02% | -4.94% | 1st bottom |
| Total Capital Ratio | 10.87% | — | — | 0th bottom |
| Leverage Ratio | 8.92% | 11.11% | -2.19% | 10th bottom |
| Equity / Assets | 8.40% | 11.02% | -2.62% | 11th bottom |
| TCE / Tangible Assets | 8.22% | — | — | 15th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 117.33% | 86.99% | +30.34% | 3rd bottom |
| Core Deposit Ratio | 85.27% | 85.57% | -0.30% | 36th below |
| Uninsured Deposit Ratio | 35.63% | 33.19% | +2.44% | 37th below |
| Wholesale Funding Ratio | 17.54% | — | — | 4th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 13.66% | — | — | 84th top |
| Loan Growth (Y/Y) | 14.39% | — | — | 84th top |
| Deposit Growth (Y/Y) | 11.50% | — | — | 78th top |
See Kish Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Kish Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Kish Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Kish Bank peer analysis.