Lakeside Bank of Salina: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Lakeside Bank of Salina of Salina, OK against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 2.08% | 3.14% | -1.06% | 84th top |
| ROAE | 18.95% | 10.40% | +8.55% | 90th top |
| Net Interest Margin | 6.43% | 3.93% | +2.50% | 98th top |
| Efficiency Ratio | 52.90% | 76.34% | -23.44% | 83rd top |
| PPNR / Avg Assets | 3.03% | 1.40% | +1.63% | 94th top |
| Yield on Earning Assets | 7.97% | 5.35% | +2.62% | 99th top |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.61% | 1.70% | -0.09% | 47th below |
| Net Interest Spread | 5.71% | 3.31% | +2.40% | 99th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 3.84% | 1.34% | +2.50% | 8th bottom |
| NPA / Total Assets | 3.06% | 0.71% | +2.35% | 5th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.11% | -0.10% | 26th below |
| ACL / Total Loans | 2.79% | 1.48% | +1.31% | 92nd top |
| ACL / NPLs (Coverage) | 72.74% | 865.92% | -793.18% | 31st below |
| Texas Ratio | 22.36% | 8.23% | +14.13% | 7th bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 283.33% | 314.50% | -31.17% | 84th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 11.24% | 17.61% | -6.37% | 31st below |
| Equity / Assets | 11.56% | 16.43% | -4.87% | 42nd below |
| TCE / Tangible Assets | 11.56% | 16.18% | -4.62% | 44th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 86.67% | 72.81% | +13.86% | 22nd bottom |
| Core Deposit Ratio | 92.54% | 88.21% | +4.33% | 57th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 3.18% | 4.31% | -1.13% | 53rd above |
| Loan Growth (Y/Y) | 7.80% | 6.72% | +1.08% | 73rd above |
| Deposit Growth (Y/Y) | 3.87% | 3.77% | +0.10% | 60th above |
See Lakeside Bank of Salina's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Lakeside Bank of Salina, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Lakeside Bank of Salina profile, how to read a UBPR, or how this data updates.