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Lakeside Bank of Salina: Deposit Base

Data as of · Call Report Schedules RC-E and RC-O How we update

How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.

Loans and leases to core deposits climbed 7.92 percentage points in Q2 2026, from 85.73% to 93.66%. It was the largest change from Q1 2026 among the key lines here. Lakeside Bank of Salina has the 15th lowest total deposits of the 169 banks headquartered in Oklahoma, at $47.8M as of Q2 2026. Lakeside Bank of Salina reported $47.8M on total deposits for Q2 2026, 12% below the $54.2M median for banks in the < $100M asset tier.

Deposit totals

Deposit totals for Lakeside Bank of Salina, Q2 2026
Line item Q2 2026
Total deposits $47.8M
Domestic office deposits $47.8M
Foreign office deposits —
Deposits to total assets 87.63%
Deposits to total liabilities 99.08%

Deposit composition

Deposit composition for Lakeside Bank of Salina, Q2 2026
Line item Q2 2026
Demand deposits $13.9M
Savings deposits $7.5M
Transaction accounts to domestic deposits 40.80%
Time deposits $41K
Time deposits under $100k $4.1M
Time deposits $100k to $250k $12.1M
Time deposits over $250k $3.6M
Noninterest-bearing share of deposits 29.07%

Stability of funding

Stability of funding for Lakeside Bank of Salina, Q2 2026
Line item Q2 2026
Core deposits $44.3M
Core deposits to total deposits 92.54%
Insured deposits —
Uninsured deposits —
Uninsured deposits to total deposits —
Brokered deposits $0
Brokered deposits to total deposits 0.00%

Cost of deposits

Cost of deposits for Lakeside Bank of Salina, Q2 2026
Line item Q2 2026
Cost of interest-bearing deposits 2.26%
Interest expense on deposits $198K
Loans and leases to core deposits 93.66%

Deposit Base trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total deposits
Core, uninsured and brokered shares
Cost of interest-bearing deposits

Deposit Base by quarter

Values plotted above, Lakeside Bank of Salina, oldest first
Quarter Total depositsCore depositsBrokered depositsCost of interest-bearing deposits
Q3 2023 $45.6M 93.26% 0.00% 1.71%
Q4 2023 $45.1M 93.71% 0.00% 2.13%
Q1 2024 $45.6M 94.91% 0.00% 2.09%
Q2 2024 $46.1M 94.91% 0.00% 2.36%
Q3 2024 $43.2M 95.25% 0.00% 2.40%
Q4 2024 $43.1M 93.94% 0.00% 2.33%
Q1 2025 $41.9M 93.71% 0.00% 2.27%
Q2 2025 $46.1M 93.59% 0.00% 2.37%
Q3 2025 $46.8M 93.36% 0.00% 2.39%
Q4 2025 $46.8M 92.76% 0.00% 2.40%
Q1 2026 $49.7M 92.63% 0.00% 2.38%
Q2 2026 $47.8M 92.54% 0.00% 2.26%

Lakeside Bank of Salina deposit base, all the way back

Deposit Base back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Lakeside Bank of Salina profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 21255) · FFIEC NIC profile (RSSD 391557)