The Lemont National Bank: Off-Balance-Sheet Exposure
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Data as of · Call Report Schedules RC-L and RC-R How we update
On its Q4 2025 filing, The Lemont National Bank reported 8 of the 9 line items on this page. It did not report derivatives notional to total assets. Unused loan commitments was $808K in Q4 2025, down 33.9% from $1.2M in Q4 2024. That is 1.6% of its total assets. Across the 12 quarters shown it ranged from $808K (Q4 2025) to $1.5M (Q1 2024).
What the off-balance-sheet exposure page covers and where each line comes from.
Between Q3 2025 and Q4 2025, none of the key lines on this page moved by much; the largest change was in Trading assets to total assets, from 0.00% to 0.00%.
Commitments
| Line item | Q4 2025 |
|---|---|
| Unused loan commitments | $808K |
| Letters of credit | $0 |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q4 2025 on the FFIEC CDR.
Derivatives
| Line item | Q4 2025 |
|---|---|
| Total derivatives, notional | $0 |
| Interest rate swaps, notional | $0 |
| Foreign exchange derivatives, notional | $0 |
| Derivatives notional to total assets | — |
Notional value is the reference amount a contract is calculated on. It measures activity, not exposure: credit exposure is a small fraction of notional.
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q4 2025 on the FFIEC CDR.
Trading positions
| Line item | Q4 2025 |
|---|---|
| Trading account assets | $0 |
| Trading liabilities | $0 |
| Trading assets to total assets | 0.00% |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q4 2025 on the FFIEC CDR.
Off-Balance-Sheet Exposure trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Off-Balance-Sheet Exposure by quarter
| Quarter | Unused commitments | Letters of credit |
|---|---|---|
| Q1 2023 | $1.4M | $0 |
| Q2 2023 | $1.3M | $0 |
| Q3 2023 | $1.4M | $0 |
| Q4 2023 | $1.3M | $0 |
| Q1 2024 | $1.5M | $0 |
| Q2 2024 | $1.3M | $0 |
| Q3 2024 | $1.0M | $0 |
| Q4 2024 | $1.2M | $0 |
| Q1 2025 | $1.1M | $0 |
| Q2 2025 | $1.1M | $0 |
| Q3 2025 | $982K | $0 |
| Q4 2025 | $808K | $0 |
The Lemont National Bank off-balance-sheet exposure, quarter by quarter
Off-Balance-Sheet Exposure since Q2 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-L and RC-R, Q4 2025. How these pages are built. See the full The Lemont National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3693) · FFIEC NIC profile (RSSD 480330)