Bank call report · Salt Lake City, UT
Liberty Bank, Inc. Call Report
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Liberty Bank, Inc. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 137 reported line items, schedule by schedule (890 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 593771 |
| FDIC certificate number | 26816 |
| Total assets | $11.4M |
Official Q2 2026 call report PDF (FFIEC) →
Liberty Bank, Inc. call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (19 items)
About Schedule RC · Liberty Bank, Inc. balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $11.4M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $11.4M |
| Interest-bearing Balances | RCON0071 | $8.8M |
| Surplus | RCON3839 | $7.6M |
| Total Liabilities and Minority Interest | RCON2948 | $7.5M |
| Total Deposits | RCON2200 | $7.2M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $7.1M |
| Undivided Profits and Capital Reserves | RCON3632 | -$6.6M |
| Total Equity Capital | RCON3210 | $3.9M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $3.9M |
| Common Stock | RCON3230 | $3.3M |
| Other Assets | RCON2160 | $1.8M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $416K |
| Held-to-maturity Securities, Total | RCON1754 | $416K |
| Other Components of Equity Capital | RCONA130 | -$400K |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $301K |
| Other Liabilities, Total | RCON2930 | $274K |
| Deposits: Noninterest-bearing | RCON6631 | $127K |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $118K |
Schedule RI: Income Statement (22 items)
About Schedule RI · Liberty Bank, Inc. income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Noninterest Expense | RIAD4093 | $844K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | -$807K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | -$807K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | -$715K |
| Net Income (Loss) | RIAD4340 | -$715K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | -$715K |
| Other Noninterest Expense | RIAD4092 | $414K |
| Salaries and Employee Benefits | RIAD4135 | $395K |
| Total Interest Income | RIAD4107 | $178K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $166K |
| Total Interest Expense | RIAD4073 | $150K |
| Applicable Income Taxes | RIAD4302 | -$92K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $82K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $61K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $35K |
| Net Interest Income | RIAD4074 | $28K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $10K |
| Net Servicing Fees | RIADB492 | $9K |
| Total Noninterest Income | RIAD4079 | $9K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $7K |
| Other Interest Income | RIAD4518 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 7 |
Schedule RC-B: Securities (16 items)
About Schedule RC-B · Liberty Bank, Inc. securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost | RCONG312 | $32K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value | RCONG313 | $30K |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $376K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Amortized Cost | RCONHT54 | $278K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Fair Value | RCONHT55 | $260K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $193K |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $93K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $93K |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $73K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $48K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $36K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $20K |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities: Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCONK142 | $13K |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCONK143 | $13K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $13K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $12K |
Schedule RC-E: Deposit Liabilities (14 items)
About Schedule RC-E · Liberty Bank, Inc. deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $7.2M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $7.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $3.2M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $3.0M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $2.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $2.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $2.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $2.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $942K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $876K |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $581K |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $557K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $409K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $312K |
Schedule RC-F: Other Assets (5 items)
Schedule RC-G: Other Liabilities (2 items)
Schedule RC-K: Quarterly Averages (7 items)
About Schedule RC-K · Liberty Bank, Inc. quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $12.0M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $9.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $3.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $2.9M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $412K |
| Mortgage-backed Securities | RCONB559 | $329K |
| All Other Securities | RCONB560 | $93K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (8 items)
About Schedule RC-O · Liberty Bank, Inc. other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $12.0M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $7.3M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $3.7M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $3.5M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $3.3M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 73 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 12 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Liberty Bank, Inc. regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $4.2M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (18 items)
About Schedule RC-R, Part I · Liberty Bank, Inc. regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $12.0M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $11.1M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $10.5M |
| Retained Earnings | RCOAKW00 | -$6.6M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $4.2M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $3.9M |
| Common Equity Tier 1 Capital | RCOAP859 | $3.1M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $3.1M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $3.1M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $3.1M |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCOAP843 | $840K |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $840K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.7351 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.7351 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.7351 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.6551 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.2781 |
Schedule RC-R, Part II: Risk-Weighted Assets (22 items)
About Schedule RC-R, Part II · Liberty Bank, Inc. risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $9.4M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $9.4M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $9.1M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $9.1M |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $4.2M |
| Total Risk-weighted Assets | RCONG641 | $4.2M |
| Total All Other Assets | RCOND981 | $2.0M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $1.9M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $1.9M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $1.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $1.9M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $1.9M |
| Risk-weighted Assets by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS575 | $440K |
| Total Held-to-maturity Securities | RCOND961 | $416K |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $323K |
| All Other Assets - 400 Pct Risk Weight Category | RCONS470 | $110K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS564 | $110K |
| Total Balance Sheet Assets - 400 Pct Risk Weight Category | RCONS506 | $110K |
| Held-to-maturity Securities - 50 Pct Risk Weight Category | RCOND964 | $93K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $93K |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $93K |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $47K |
Schedule RI-A: Changes in Bank Equity Capital (3 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $4.7M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $4.7M |
| Total Equity Capital | RIAD3210 | $3.9M |
Liberty Bank, Inc. call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Liberty Bank, Inc. call report?
The Liberty Bank, Inc. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Liberty Bank, Inc. file?
Liberty Bank, Inc. files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Liberty Bank, Inc. call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Liberty Bank, Inc. has Federal Reserve RSSD ID 593771 and FDIC certificate number 26816. Either one finds its filings on the FFIEC Central Data Repository.
How often does Liberty Bank, Inc. file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Liberty Bank, Inc. financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 26816) · FFIEC NIC profile (RSSD 593771)