Liberty Bank, Inc.: Loan Modifications and Restructuring
Data as of · Call Report Schedules RC-C Memoranda and RC-N How we update
Loans whose terms were changed for a borrower in financial difficulty. Modification postpones a loss rather than removing it, so a modified book growing faster than the non-performing book is worth reading as an early signal rather than a clean bill of health.
Liberty Bank, Inc. reported little change from Q1 2026 to Q2 2026. Non-performing assets excluding restructured loans, to assets showed the biggest shift, 0.00% to 0.00%.
Modified loans
| Line item | Q2 2026 |
|---|---|
| Modified loans and leases | $0 |
| Modified loans to total loans | — |
| Non-performing assets excluding restructured loans, to assets | 0.00% |
Loan Modifications and Restructuring trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
A modified share rising while the non-performing share stays flat is the pattern worth investigating.
Loan Modifications and Restructuring by quarter
| Quarter | Modified loans | Non-performing loans | Net charge-offs |
|---|---|---|---|
| Q3 2023 | 0.00% | 0.00% | -0.39% |
| Q4 2023 | 0.00% | 0.96% | 0.00% |
| Q1 2024 | 0.00% | 0.09% | 6.76% |
| Q2 2024 | 0.00% | 1.18% | 0.22% |
| Q3 2024 | — | — | — |
| Q4 2024 | — | — | — |
| Q1 2025 | — | — | — |
| Q2 2025 | — | — | — |
| Q3 2025 | — | — | — |
| Q4 2025 | — | — | — |
| Q1 2026 | — | — | — |
| Q2 2026 | — | — | — |
Liberty Bank, Inc. loan modifications and restructuring, all the way back
Loan Modifications and Restructuring back to 2001 · peer percentiles on every line item · Excel export
Unlock Liberty Bank, Inc., freeSource: Call Report Schedules RC-C Memoranda and RC-N, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Liberty Bank, Inc. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26816) · FFIEC NIC profile (RSSD 593771)