Branch Network
Liberty Bank Minnesota Locations & Branches Saint Cloud, Minnesota
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Liberty Bank Minnesota operates 6 branches from its headquarters in Saint Cloud, MN, .
Liberty Bank Minnesota branch network
All 6 branches are in MINNESOTA, across 5 cities. Saint Cloud, MN has the most of its branches, 2. Its largest office by deposits is its main office in Saint Cloud, MN, with $121.6M (46.3% of its branch deposits). It had the same number of branches on June 30, 2025.
Liberty Bank Minnesota at a glance
Its CET1 capital ratio was 25.85% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $290.2M
- CET1 ratio, Q2 2026
- 25.85%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1987
Full financial profile · Is Liberty Bank Minnesota safe? · Liberty Bank Minnesota call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Saint Cloud, MN (2 branches) | 6 of 13 | 4.1% | $162.6M |
| State: MN (6 branches) | 117 of 277 | <0.1% | $262.9M |
Ranked by total assets among banks headquartered in the state: Largest banks in Minnesota.
Share by county and metro area
Liberty Bank Minnesota's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Stearns, MN (4 branches) | 10 of 29 | 3.1% | $222.0M | $7.13B |
| Wright, MN (1 branch) | 24 of 24 | 1.1% | $33.3M | $2.99B |
| Sherburne, MN (1 branch) | 12 of 14 | 0.5% | $7.5M | $1.61B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| St. Cloud, MN (4 branches) | 10 of 32 | 2.8% | $222.0M | $7.85B |
| Minneapolis-St. Paul-Bloomington, MN-WI (2 branches) | 117 of 124 | <0.1% | $40.9M | $252.68B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Liberty Bank Minnesota (main office) | Saint Cloud, MN | 56301 | $121.6M |
| Westwood Branch | Saint Cloud, MN | 56303 | $41.0M |
| Monticello Branch | Monticello, MN | 55362 | $33.3M |
| Waite Park Branch | Waite Park, MN | 56387 | $31.9M |
| Sartell Branch | Sartell, MN | 56377 | $27.5M |
| Big Lake Office Branch | Big Lake, MN | 55309 | $7.5M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 26891) · FFIEC NIC profile (RSSD 1387203)