Lindell Bank & Trust Company: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Other borrowed money dropped 53.3% in Q2 2026, from $75.0M to $35.0M. It was the largest change from Q1 2026 among the key lines here. Within Missouri, Lindell Bank & Trust Company is 128th of 192 on loan-to-deposit ratio, 77.09% as of Q2 2026, below the middle of the field. Lindell Bank & Trust Company reported 77.09% on loan-to-deposit ratio for Q2 2026, 3.75 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $43.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $337.0M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $1.6M |
| Other borrowed money | $35.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 3.82% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 77.09% |
| Net loans and leases to deposits | 75.03% |
| Loans and leases to core deposits | 83.36% |
| Core deposits to total deposits | 92.48% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 61.47% | 96.77% | $4.0M | $600K |
| Q4 2023 | 68.09% | 96.40% | $3.3M | $59.5M |
| Q1 2024 | 70.55% | 95.54% | $3.3M | $75.0M |
| Q2 2024 | 72.98% | 95.15% | $3.8M | $75.0M |
| Q3 2024 | 74.65% | 94.29% | $3.7M | $75.0M |
| Q4 2024 | 76.58% | 94.10% | $2.7M | $75.0M |
| Q1 2025 | 72.84% | 93.60% | $2.6M | $75.0M |
| Q2 2025 | 74.82% | 93.27% | $3.2M | $75.0M |
| Q3 2025 | 76.76% | 93.58% | $3.3M | $75.0M |
| Q4 2025 | 76.07% | 93.07% | $2.4M | $75.0M |
| Q1 2026 | 75.81% | 93.08% | $1.6M | $75.0M |
| Q2 2026 | 77.09% | 92.48% | $1.6M | $35.0M |
Lindell Bank & Trust Company liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Lindell Bank & Trust Company, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Lindell Bank & Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1073) · FFIEC NIC profile (RSSD 185859)