Lindell Bank & Trust Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Lindell Bank & Trust Company of Saint Louis, MO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.25% | 1.34% | +0.91% | 91st top |
| ROAE Behind the peer average, ahead of the median peer. | 12.53% | 13.31% | -0.78% | 51st above |
| Net Interest Margin | 4.37% | 3.93% | +0.44% | 74th above |
| Efficiency Ratio | 47.15% | 61.15% | -14.00% | 86th top |
| PPNR / Avg Assets | 2.29% | 1.68% | +0.61% | 83rd top |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.59% | 5.67% | -0.08% | 50th above |
| Cost of Funds | 1.44% | 1.88% | -0.44% | 73rd above |
| Net Interest Spread | 3.42% | 3.32% | +0.10% | 55th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.32% | 0.94% | -0.62% | 56th above |
| NPA / Total Assets | 0.19% | 0.70% | -0.51% | 61st above |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 2.67% | 1.28% | +1.39% | 98th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 827.07% | 1539.36% | -712.29% | 80th top |
| Texas Ratio | 2.18% | 7.34% | -5.16% | 61st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 18.02% | 12.13% | +5.89% | 94th top |
| Equity / Assets | 18.03% | 11.37% | +6.66% | 94th top |
| TCE / Tangible Assets | 17.60% | 11.09% | +6.51% | 94th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 77.09% | 80.64% | -3.55% | 57th above |
| Core Deposit Ratio | 92.48% | 86.86% | +5.62% | 70th above |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.00% | 5.03% | -1.03% | 46th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.23% | 6.86% | -8.09% | 13th bottom |
| Loan Growth (Y/Y) | 4.97% | 7.91% | -2.94% | 48th below |
| Deposit Growth (Y/Y) | 1.88% | 6.29% | -4.41% | 34th below |
See Lindell Bank & Trust Company's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Lindell Bank & Trust Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Lindell Bank & Trust Company profile, how to read a UBPR, or how this data updates.