Logan Bank & Trust Company: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds sold and reverse repos: 191.9% higher than in Q1 2026, at $4.2M. On loan-to-deposit ratio, Logan Bank & Trust Company is 5th from the bottom among 41 West Virginia banks, 55.70% (Q2 2026). Logan Bank & Trust Company reported 55.70% on loan-to-deposit ratio for Q2 2026, 25.14 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $10.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $162.8M |
| Fed funds sold and reverse repos | $4.2M |
| Fed funds sold and reverse repos to assets | 1.17% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 55.70% |
| Net loans and leases to deposits | 55.22% |
| Loans and leases to core deposits | 60.41% |
| Core deposits to total deposits | 92.20% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 49.22% | 93.73% | $0 | $0 |
| Q4 2023 | 49.42% | 93.16% | $0 | $0 |
| Q1 2024 | 49.15% | 93.04% | $0 | $0 |
| Q2 2024 | 51.25% | 92.55% | $0 | $0 |
| Q3 2024 | 52.91% | 92.57% | $0 | $0 |
| Q4 2024 | 52.72% | 91.58% | $0 | $0 |
| Q1 2025 | 51.93% | 92.37% | $0 | $0 |
| Q2 2025 | 53.68% | 92.60% | $0 | $0 |
| Q3 2025 | 54.30% | 93.17% | $0 | $0 |
| Q4 2025 | 55.61% | 92.69% | $0 | $0 |
| Q1 2026 | 54.38% | 92.52% | $0 | $0 |
| Q2 2026 | 55.70% | 92.20% | $0 | $0 |
Logan Bank & Trust Company liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Logan Bank & Trust Company, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Logan Bank & Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 19285) · FFIEC NIC profile (RSSD 164331)