Logan Bank & Trust Company: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Net interest margin, which rose 0.14 percentage points to 3.38%. Logan Bank & Trust Company ranks 36th of 41 West Virginia banks on net interest margin, in the lower half at 3.38% (Q2 2026). Logan Bank & Trust Company reported 3.38% on net interest margin for Q2 2026, 0.57 points below the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.44% |
| Yield on loans | 5.92% |
| Yield on securities | 2.80% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 0.89% |
| Cost of interest-bearing deposits | 1.61% |
| Cost of interest-bearing liabilities | 1.61% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.38% |
| Yield to cost spread | 2.83% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $2.7M |
| Total interest expense | $944K |
| Interest expense on deposits | $944K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 3.99% | 0.85% | 3.21% | 5.63% | 2.36% |
| Q4 2023 | 4.00% | 0.93% | 3.13% | 5.51% | 2.46% |
| Q1 2024 | 3.98% | 0.99% | 3.02% | 5.55% | 2.55% |
| Q2 2024 | 4.18% | 1.08% | 3.14% | 5.64% | 2.59% |
| Q3 2024 | 4.32% | 1.17% | 3.21% | 5.85% | 2.59% |
| Q4 2024 | 4.29% | 0.93% | 3.15% | 5.75% | 2.64% |
| Q1 2025 | 4.16% | 0.89% | 3.10% | 5.71% | 2.62% |
| Q2 2025 | 4.32% | 0.87% | 3.28% | 5.81% | 2.69% |
| Q3 2025 | 4.42% | 0.88% | 3.37% | 5.99% | 2.68% |
| Q4 2025 | 4.40% | 0.95% | 3.27% | 5.84% | 2.69% |
| Q1 2026 | 4.32% | 0.91% | 3.24% | 5.78% | 2.76% |
| Q2 2026 | 4.44% | 0.89% | 3.38% | 5.92% | 2.80% |
Logan Bank & Trust Company yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Logan Bank & Trust Company, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Logan Bank & Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 19285) · FFIEC NIC profile (RSSD 164331)