Logan Bank & Trust Company: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans dropped 23.31 percentage points in Q2 2026, from 215.31% to 192.00%. It was the largest change from Q1 2026 among the key lines here. Logan Bank & Trust Company has the highest return on assets of the 41 banks headquartered in West Virginia, 3.08% as of Q2 2026. Against a median of 1.25% for banks in the $100M-1B asset tier, Logan Bank & Trust Company reported 3.08% on return on assets in Q2 2026, 1.84 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.73% |
| Equity capital to assets | 8.84% |
| Tangible equity to tangible assets | 8.83% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.45% |
| Non-performing assets ratio | 0.23% |
| Net charge-off ratio | 0.01% |
| Texas ratio | 2.48% |
| Allowance for credit losses to loans | 0.87% |
| Reserve coverage of non-performing loans | 192.00% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 3.08% |
| Return on equity | 35.96% |
| Net interest margin | 3.38% |
| Efficiency ratio | 38.59% |
| Yield on earning assets | 4.44% |
| Cost of funds | 0.89% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 55.70% |
| Core deposits to total deposits | 92.20% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 90.89% |
| Securities to assets | 42.43% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 10.06% | 1.39% | 3.21% | 0.25% | 0.00% |
| Q4 2023 | 9.97% | 1.09% | 3.13% | 0.12% | 0.04% |
| Q1 2024 | 10.01% | 1.30% | 3.02% | 0.09% | -0.01% |
| Q2 2024 | 10.13% | 1.34% | 3.14% | 0.09% | 0.00% |
| Q3 2024 | 10.24% | 1.33% | 3.21% | 0.12% | 0.01% |
| Q4 2024 | 10.28% | 1.19% | 3.15% | 0.15% | 0.00% |
| Q1 2025 | 10.43% | 1.34% | 3.10% | 0.30% | 0.03% |
| Q2 2025 | 10.62% | 1.33% | 3.28% | 0.28% | 0.19% |
| Q3 2025 | 10.84% | 1.34% | 3.37% | 0.26% | -0.17% |
| Q4 2025 | 10.84% | 1.20% | 3.27% | 0.32% | -0.01% |
| Q1 2026 | 11.06% | 1.39% | 3.24% | 0.40% | 0.05% |
| Q2 2026 | 11.73% | 3.08% | 3.38% | 0.45% | 0.01% |
Logan Bank & Trust Company vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Logan Bank & Trust Company, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Logan Bank & Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 19285) · FFIEC NIC profile (RSSD 164331)