Longview Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Risk-weighted assets climbed 12.0% in Q2 2026, from $505.1M to $565.5M. It was the largest change from Q1 2026 among the key lines here. On CET1 ratio, Longview Bank is 9th from the bottom among 198 Illinois banks, 10.29% (Q2 2026). The median for banks in the $100M-1B asset tier is 15.08% on CET1 ratio. Longview Bank sits 4.79 points lower, at 10.29% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 10.29% |
| Tier 1 risk-based capital ratio | 10.29% |
| Total risk-based capital ratio | 11.10% |
| Tier 1 leverage ratio | 8.43% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $58.2M |
| Tier 1 capital | $58.2M |
| Total risk-based capital | $62.8M |
| Total equity capital | $58.9M |
| Risk-weighted assets | $565.5M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.05% |
| Tangible equity to tangible assets | 7.89% |
| Equity capital to average assets | 8.52% |
| Internal capital growth rate | 11.10% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $60K |
| Common stock surplus | $8.9M |
| Retained earnings | $50.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$561K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 11.29% | 11.29% | 12.17% | 8.50% | $416.7M |
| Q4 2023 | 11.31% | 11.31% | 12.19% | 8.37% | $423.9M |
| Q1 2024 | 10.89% | 10.89% | 11.88% | 8.22% | $443.2M |
| Q2 2024 | 11.46% | 11.46% | 12.36% | 8.29% | $432.5M |
| Q3 2024 | 10.86% | 10.86% | 11.73% | 8.34% | $462.2M |
| Q4 2024 | 10.75% | 10.75% | 11.63% | 8.06% | $474.6M |
| Q1 2025 | 10.85% | 10.85% | 11.67% | 8.05% | $478.7M |
| Q2 2025 | 11.12% | 11.12% | 11.95% | 8.47% | $481.0M |
| Q3 2025 | 10.83% | 10.83% | 11.65% | 8.45% | $501.2M |
| Q4 2025 | 10.67% | 10.67% | 11.48% | 8.10% | $515.9M |
| Q1 2026 | 11.21% | 11.21% | 12.08% | 8.36% | $505.1M |
| Q2 2026 | 10.29% | 10.29% | 11.10% | 8.43% | $565.5M |
Longview Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Longview Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Longview Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1786) · FFIEC NIC profile (RSSD 380533)