Longview Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Total interest expense rose 4.6% from Q1 2026 to Q2 2026, ending at $2.9M against $2.8M. It was the largest change among the key lines on this page. Within Illinois, Longview Bank is 34th of 323 on net interest margin, 4.56% as of Q2 2026. Longview Bank reported 4.56% on net interest margin for Q2 2026, 0.62 points above the 3.94% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.32% |
| Yield on loans | 6.80% |
| Yield on securities | 2.57% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.86% |
| Cost of interest-bearing deposits | 2.15% |
| Cost of interest-bearing liabilities | 2.12% |
| Cost of borrowings | 2.10% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.56% |
| Yield to cost spread | 4.20% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $9.8M |
| Total interest expense | $2.9M |
| Interest expense on deposits | $2.9M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 9.36% | 2.99% | 6.67% | 10.47% | 4.19% |
| Q4 2023 | 5.15% | 1.90% | 3.36% | 5.84% | 1.97% |
| Q1 2024 | 5.47% | 1.89% | 3.66% | 6.07% | 1.95% |
| Q2 2024 | 5.63% | 2.06% | 3.65% | 6.29% | 1.99% |
| Q3 2024 | 5.88% | 2.17% | 3.80% | 6.57% | 2.02% |
| Q4 2024 | 5.93% | 2.25% | 3.77% | 6.63% | 2.06% |
| Q1 2025 | 5.89% | 2.10% | 3.89% | 6.65% | 2.20% |
| Q2 2025 | 6.12% | 1.95% | 4.26% | 6.75% | 2.29% |
| Q3 2025 | 6.24% | 2.02% | 4.31% | 6.85% | 2.27% |
| Q4 2025 | 6.20% | 2.03% | 4.26% | 6.87% | 2.34% |
| Q1 2026 | 6.08% | 1.82% | 4.36% | 6.70% | 2.48% |
| Q2 2026 | 6.32% | 1.86% | 4.56% | 6.80% | 2.57% |
Longview Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Longview Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Longview Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1786) · FFIEC NIC profile (RSSD 380533)