Manhattan Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Manhattan Bank of Manhattan, MT against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.47% | 1.25% | +0.22% | 61st above |
| ROAE | 18.08% | 12.22% | +5.86% | 80th top |
| Net Interest Margin | 3.96% | 3.95% | +0.01% | 51st above |
| Efficiency Ratio | 60.90% | 63.71% | -2.81% | 50th above |
| PPNR / Avg Assets | 1.52% | — | — | 45th below |
| Yield on Earning Assets | 5.46% | 5.67% | -0.21% | 43rd below |
| Cost of Funds | 1.59% | 1.87% | -0.28% | 63rd above |
| Net Interest Spread | 3.18% | — | — | 42nd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.35% | 0.88% | -0.53% | 54th above |
| NPA / Total Assets | 0.20% | — | — | 60th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.13% | 0.15% | -0.02% | 16th bottom |
| ACL / Total Loans | 2.13% | — | — | 95th top |
| ACL / NPLs (Coverage) | 602.61% | — | — | 74th above |
| Texas Ratio | 2.09% | 5.96% | -3.87% | 57th above |
| Provision / NCO | 60.71% | — | — | 33rd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 17.25% | 17.18% | +0.07% | 65th above |
| Tier 1 Ratio | 17.25% | 17.21% | +0.04% | 65th above |
| Total Capital Ratio | 18.51% | — | — | 65th above |
| Leverage Ratio | 9.90% | 11.75% | -1.85% | 28th below |
| Equity / Assets | 8.37% | 10.98% | -2.61% | 17th bottom |
| TCE / Tangible Assets | 8.37% | — | — | 20th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 64.35% | 80.44% | -16.09% | 79th top |
| Core Deposit Ratio | 93.42% | 86.95% | +6.47% | 76th top |
| Wholesale Funding Ratio | 2.79% | — | — | 58th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.66% | — | — | 78th top |
| Loan Growth (Y/Y) | 0.56% | — | — | 24th bottom |
| Deposit Growth (Y/Y) | 9.02% | — | — | 79th top |
See Manhattan Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Manhattan Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Manhattan Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Manhattan Bank peer analysis.