Bank call report · Bloomfield Township, MI
Mi Bank Call Report
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Mi Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 250 reported line items, schedule by schedule (789 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 5332603 |
| FDIC certificate number | 59138 |
| Total assets | $245.5M |
Official Q2 2026 call report PDF (FFIEC) →
Mi Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (22 items)
About Schedule RC · Mi Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $245.5M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $245.5M |
| Total Liabilities and Minority Interest | RCON2948 | $222.7M |
| Total Deposits | RCON2200 | $220.9M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $209.3M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $206.9M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $190.2M |
| Deposits: Noninterest-bearing | RCON6631 | $30.7M |
| Surplus | RCON3839 | $25.4M |
| Interest-bearing Balances | RCON0071 | $25.4M |
| Total Equity Capital | RCON3210 | $22.8M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $22.8M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $7.3M |
| Other Assets | RCON2160 | $3.8M |
| Allowance for Loan and Lease Losses | RCON3123 | $2.3M |
| Undivided Profits and Capital Reserves | RCON3632 | -$2.0M |
| Other Liabilities, Total | RCON2930 | $1.7M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $1.7M |
| Accumulated Other Comprehensive Income | RCONB530 | -$667K |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $189K |
| Intangible Assets | RCON2143 | $85K |
| Common Stock | RCON3230 | $20K |
Schedule RI: Income Statement (35 items)
About Schedule RI · Mi Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $7.5M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $5.1M |
| Net Interest Income | RIAD4074 | $4.3M |
| Total Interest Expense | RIAD4073 | $3.2M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $2.9M |
| Total Noninterest Expense | RIAD4093 | $2.8M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $1.9M |
| Income from Lease Financing Receivables | RIAD4065 | $1.6M |
| Salaries and Employee Benefits | RIAD4135 | $1.6M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $1.5M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $1.5M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $1.4M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $1.2M |
| Net Income (Loss) | RIAD4340 | $1.2M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $1.2M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $1.2M |
| Other Noninterest Expense | RIAD4092 | $1.0M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $737K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $550K |
| Applicable Income Taxes | RIAD4302 | $326K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $195K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $180K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $121K |
| Total Noninterest Income | RIAD4079 | $120K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $94K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $60K |
| Other Noninterest Income | RIADB497 | $54K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $52K |
| Provision for Loan and Lease Losses | RIAD4230 | $40K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $39K |
| Other Interest Income | RIAD4518 | $34K |
| Interest on Other Securities | RIAD4060 | $24K |
| Net Servicing Fees | RIADB492 | $22K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $5K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 20 |
Schedule RC-B: Securities (14 items)
About Schedule RC-B · Mi Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $456K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $364K |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $8.2M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $6.3M |
| Pledged Securities | RCON0416 | $6.0M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $5.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $4.6M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $1.5M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $1.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $1.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $470K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $449K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $427K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $364K |
Schedule RC-C, Part I: Loans and Leases (23 items)
About Schedule RC-C, Part I · Mi Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $209.3M |
| Pledged Loans and Leases | RCONG378 | $61.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $57.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $53.7M |
| Commercial and Industrial Loans | RCON1766 | $52.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $45.7M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $41.0M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $37.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $36.7M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $31.7M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $26.4M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $23.1M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $9.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $9.0M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $7.2M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $6.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $5.4M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $5.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $866K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $587K |
| Other Loans | RCONJ464 | $460K |
| Unearned Income on Loans | RCON2123 | $389K |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $156K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $25.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $13.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $4.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $1.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $559K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $158K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 45 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 29 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 28 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 15 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 10 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 3 |
Schedule RC-E: Deposit Liabilities (28 items)
About Schedule RC-E · Mi Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $141.3M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $135.4M |
| Total Transaction Accounts | RCON2215 | $79.6M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $76.8M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $72.8M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $49.5M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $47.4M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $45.7M |
| Total Brokered Deposits | RCON2365 | $45.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $38.5M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $36.9M |
| Total Demand Deposits (See Note Below) | RCON2210 | $30.7M |
| Total reciprocal deposits | RCONJH83 | $19.7M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $11.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $11.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $8.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $5.9M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $5.5M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $5.4M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $4.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $3.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $2.3M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $2.2M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $495K |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $487K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $343K |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $284K |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $226K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Accrued Interest Receivable | RCONB556 | $1.2M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $1.1M |
| Net Deferred Tax Assets | RCON2148 | $849K |
| Other Assets | RCON2168 | $710K |
| Prepaid Expenses | RCON2166 | $365K |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $324K |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $793K |
| Other Expenses Accrued and Unpaid | RCON3646 | $627K |
| Deferred Compensation Liabilities | RCONC011 | $339K |
| Operating lease liabilities | RCONLB56 | $324K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $180K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $147K |
Schedule RC-K: Quarterly Averages (13 items)
About Schedule RC-K · Mi Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $247.8M |
| Quarterly Average of Total Loans | RCON3360 | $173.3M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $102.4M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $76.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $58.7M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $57.2M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $49.0M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $33.4M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $33.2M |
| Mortgage-backed Securities | RCONB559 | $6.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $6.0M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $3.8M |
| All Other Securities | RCONB560 | $1.5M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (5 items)
About Schedule RC-L · Mi Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $27.2M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $8.8M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $3.3M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $594K |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $202K |
Schedule RC-M: Memoranda (3 items)
About Schedule RC-M · Mi Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $605K |
| All other intangible assets | RCONJF76 | $85K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (2 items)
About Schedule RC-N · Mi Bank past due and nonaccrual loans, leases, and other assets trends
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · Mi Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $247.8M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $221.1M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $111.5M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $109.2M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $22.5M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $284K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 1,241 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 104 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 6 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Mi Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $223.2M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · Mi Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $247.8M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $246.9M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $223.2M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $25.5M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $25.1M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $22.8M |
| Common Equity Tier 1 Capital | RCOAP859 | $22.6M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $22.6M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $22.6M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $2.5M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $2.5M |
| Tier 2 Capital Before Deductions | RCOAP870 | $2.5M |
| Retained Earnings | RCOAKW00 | -$2.0M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $934K |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCOAP843 | $849K |
| Accumulated Other Comprehensive Income | RCOAB530 | -$667K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$667K |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $85K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1124 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1011 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1011 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0914 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0324 |
Schedule RC-R, Part II: Risk-Weighted Assets (39 items)
About Schedule RC-R, Part II · Mi Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $223.2M |
| Total Risk-weighted Assets | RCONG641 | $223.2M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $219.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $219.5M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $209.2M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $205.1M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $204.1M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $27.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $26.8M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $26.8M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $24.0M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $18.5M |
| Unconditionally Cancellable Commitments | RCONS540 | $16.3M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $9.2M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $9.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $8.8M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $8.8M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $7.3M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $5.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $5.3M |
| Total All Other Assets | RCOND981 | $4.1M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $3.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $3.8M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $3.8M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $3.8M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $3.3M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$3.2M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $3.1M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $1.9M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $1.8M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $1.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $1.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $1.1M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $1.1M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $935K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $849K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$844K |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 100 Pct Risk Weight Category | RCONS454 | $397K |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $397K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $22.8M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $21.6M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $21.6M |
| Other Comprehensive Income | RIADB511 | $3K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Mi Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $2.3M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $2.3M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $20K |
Mi Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Mi Bank call report?
The Mi Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Mi Bank file?
Mi Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Mi Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Mi Bank has Federal Reserve RSSD ID 5332603 and FDIC certificate number 59138. Either one finds its filings on the FFIEC Central Data Repository.
How often does Mi Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Mi Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 59138) · FFIEC NIC profile (RSSD 5332603)