Mi Bank Routing Number (ABA): 072414488

Mi Bank at a glance

Its CET1 capital ratio was 10.11% at Q2 2026, above regulatory requirements.

Total assets, Q2 2026

$245.5M

CET1 ratio, Q2 2026

10.11%

Deposit insurance

FDIC

Regulator

FDIC

Domestic offices

1 FDIC institution directory, current count

Established

2019

Full financial profile · Is Mi Bank safe? · Branch locations

What the digits mean

The first two digits, 07, place this number in the Federal Reserve Bank of Chicago's district (District 7). Digits five through eight, 1448, identify the institution within that district. The last digit, 8, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Mi Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Mi Bank checks or in its online banking. Ask the bank for wire instructions (www.mi.bank). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Mi Bank

Mi Bank is headquartered in Bloomfield Township, Michigan and was established in 2019. It is in the DETROIT-WARREN-DEARBORN, MI metro area. It reported $245.5M in total assets and $220.9M in deposits for Q2 2026, the 52nd largest of the 72 banks headquartered in Michigan. It reports 1 domestic office. Its deposits have been FDIC insured since 2019. Its primary federal regulator is the FDIC.

What the digits in 072414488 mean

The first four digits, 0724, are the Federal Reserve routing symbol. The prefix 07 places the number in the 7th Federal Reserve District (Chicago). That is also the district where the bank is headquartered. Digits five through eight, 1448, identify the institution within its Federal Reserve district. The last digit, 8, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 8 + 7 x 16 + 14 = 150, a multiple of 10, so 072414488 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Mi Bank routing number?

The Mi Bank routing number is 072414488. It is the primary ABA routing transit number registered to Mi Bank, headquartered in Bloomfield Township, MI. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 25, 2026.

What is the Mi Bank wire routing number?

This page lists the primary routing number registered to Mi Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Mi Bank before sending a wire.

Is ABA number 072414488 the routing number for Mi Bank?

Yes. It is the primary routing number registered to Mi Bank.

Which bank uses routing number 072414488?

It belongs to Mi Bank, headquartered in Bloomfield Township, MI. It is the bank's primary ABA routing number (FDIC certificate 59138).

Routing numbers of similar-size institutions in Michigan

Bank, Charlevoix, MI

Charlevoix State Bank: 072413683

Credit union, Pontiac, MI

Chief Financial Federal Credit Union: 272483785

Credit union, Ionia, MI

Michigan One Community Credit Union: 272481499

Credit union, Kentwood, MI

Community West Credit Union: 272480995

Credit union, Fremont, MI

Gerber Federal Credit Union: 272480199

Credit union, Manistee, MI

Filer Credit Union: 272479867

Credit union, Pontiac, MI

Michigan Legacy Credit Union: 272483840

Credit union, Brownstown, MI

Advantage One Credit Union: 272485107

All routing numbers in Michigan