Mid-Missouri Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 1.25 percentage points higher than in Q1 2026, at 80.53%. Within Missouri, Mid-Missouri Bank is 110th of 192 on loan-to-deposit ratio, 80.53% as of Q2 2026, below the middle of the field. At 80.53%, Mid-Missouri Bank's loan-to-deposit ratio is close to the 80.84% median for banks in the $100M-1B asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $95.3M |
| Cash and noninterest-bearing balances to assets | 10.06% |
| Cash and securities | $232.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 80.53% |
| Net loans and leases to deposits | 79.57% |
| Loans and leases to core deposits | 86.36% |
| Core deposits to total deposits | 90.99% |
| Brokered deposits to total deposits | 2.26% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 75.66% | 87.83% | $0 | $0 |
| Q4 2023 | 78.65% | 87.82% | $0 | $0 |
| Q1 2024 | 80.09% | 87.78% | $0 | $0 |
| Q2 2024 | 80.13% | 87.52% | $0 | $0 |
| Q3 2024 | 76.41% | 88.90% | $0 | $0 |
| Q4 2024 | 77.89% | 88.17% | $0 | $0 |
| Q1 2025 | 77.26% | 89.41% | $0 | $0 |
| Q2 2025 | 79.52% | 88.67% | $0 | $0 |
| Q3 2025 | 77.93% | 89.56% | $0 | $0 |
| Q4 2025 | 79.65% | 89.79% | $0 | $0 |
| Q1 2026 | 79.28% | 89.98% | $0 | $0 |
| Q2 2026 | 80.53% | 90.99% | $0 | $0 |
Mid-Missouri Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Mid-Missouri Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Mid-Missouri Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15584) · FFIEC NIC profile (RSSD 950141)