Mid-Missouri Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Mid-Missouri Bank of Springfield, MO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.59% | 1.34% | +0.25% | 68th above |
| ROAE | 15.11% | 13.31% | +1.80% | 66th above |
| Net Interest Margin | 4.61% | 3.93% | +0.68% | 83rd top |
| Efficiency Ratio | 59.97% | 61.14% | -1.17% | 54th above |
| PPNR / Avg Assets | 2.17% | 1.68% | +0.49% | 79th top |
| Yield on Earning Assets | 5.74% | 5.67% | +0.07% | 56th above |
| Cost of Funds | 1.36% | 1.88% | -0.52% | 77th top |
| Net Interest Spread | 4.50% | 3.32% | +1.18% | 94th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.07% | 0.94% | -0.87% | 76th top |
| NPA / Total Assets | 0.05% | 0.70% | -0.65% | 77th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.02% | 0.16% | -0.14% | 34th below |
| ACL / Total Loans | 1.19% | 1.28% | -0.09% | 49th below |
| ACL / NPLs (Coverage) | 1651.12% | 1538.56% | +112.56% | — |
| Texas Ratio | 0.45% | 7.34% | -6.89% | 81st top |
| Provision / NCO Behind the peer average, ahead of the median peer. | 390.51% | 1396.89% | -1006.38% | 69th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 14.89% | 19.51% | -4.62% | 48th below |
| Tier 1 Ratio | 14.89% | 19.54% | -4.65% | 47th below |
| Total Capital Ratio | 16.12% | 20.63% | -4.51% | 49th below |
| Leverage Ratio | 10.80% | 12.14% | -1.34% | 47th below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.56% | 11.38% | -0.82% | 54th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.54% | 11.09% | -0.55% | 57th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 80.53% | 80.64% | -0.11% | 50th above |
| Core Deposit Ratio | 90.99% | 86.86% | +4.13% | 61st above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.20% | 6.86% | -4.66% | 34th below |
| Loan Growth (Y/Y) | 3.24% | 7.91% | -4.67% | 38th below |
| Deposit Growth (Y/Y) | 1.94% | 6.29% | -4.35% | 35th below |
See Mid-Missouri Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Mid-Missouri Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Mid-Missouri Bank profile, how to read a UBPR, or how this data updates.