Mid-Missouri Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 227.17 percentage points higher than in Q1 2026, at 1651.12%. Mid-Missouri Bank ranks 78th of 192 Missouri banks on return on assets, in the upper half at 1.59% (Q2 2026). Mid-Missouri Bank reported 1.59% on return on assets for Q2 2026, 0.34 points above the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 14.89% |
| Tier 1 risk-based capital ratio | 14.89% |
| Total risk-based capital ratio | 16.12% |
| Tier 1 leverage ratio | 10.80% |
| Equity capital to assets | 10.56% |
| Tangible equity to tangible assets | 10.54% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.07% |
| Non-performing assets ratio | 0.05% |
| Net charge-off ratio | 0.02% |
| Texas ratio | 0.45% |
| Allowance for credit losses to loans | 1.19% |
| Reserve coverage of non-performing loans | 1651.12% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.59% |
| Return on equity | 15.11% |
| Net interest margin | 4.61% |
| Efficiency ratio | 59.97% |
| Yield on earning assets | 5.74% |
| Cost of funds | 1.36% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 80.53% |
| Core deposits to total deposits | 90.99% |
| Brokered deposits to total deposits | 2.26% |
| Deposits to assets | 89.18% |
| Securities to assets | 14.50% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 12.83% | 12.83% | 13.95% | 9.02% | 1.26% |
| Q4 2023 | 12.53% | 12.53% | 13.63% | 9.05% | 1.02% |
| Q1 2024 | 12.63% | 12.63% | 13.74% | 9.35% | 1.45% |
| Q2 2024 | 12.88% | 12.88% | 14.02% | 9.52% | 1.44% |
| Q3 2024 | 13.47% | 13.47% | 14.72% | 9.53% | 1.15% |
| Q4 2024 | 13.77% | 13.77% | 14.88% | 9.67% | 1.13% |
| Q1 2025 | 14.31% | 14.31% | 15.47% | 9.96% | 1.51% |
| Q2 2025 | 14.66% | 14.66% | 15.85% | 10.35% | 1.69% |
| Q3 2025 | 14.68% | 14.68% | 15.87% | 10.31% | 1.35% |
| Q4 2025 | 14.59% | 14.59% | 15.79% | 10.30% | 1.11% |
| Q1 2026 | 14.79% | 14.79% | 16.00% | 10.60% | 1.67% |
| Q2 2026 | 14.89% | 14.89% | 16.12% | 10.80% | 1.59% |
Mid-Missouri Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Mid-Missouri Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Mid-Missouri Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15584) · FFIEC NIC profile (RSSD 950141)