Bank call report · Bridgeview, IL
Midland Federal Savings and Loan Association Call Report
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Midland Federal Savings and Loan Association filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 248 reported line items, schedule by schedule (793 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 820477 |
| FDIC certificate number | 29980 |
| Total assets | $111.2M |
Official Q2 2026 call report PDF (FFIEC) →
Midland Federal Savings and Loan Association call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (26 items)
About Schedule RC · Midland Federal Savings and Loan Association balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $111.2M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $111.2M |
| Total Liabilities and Minority Interest | RCON2948 | $101.6M |
| Total Deposits | RCON2200 | $100.1M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $83.2M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $45.8M |
| Held-to-maturity Securities, Total | RCON1754 | $45.8M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $40.1M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $39.7M |
| Deposits: Noninterest-bearing | RCON6631 | $16.8M |
| Loans and Leases Held for Sale | RCON5369 | $9.8M |
| Total Equity Capital | RCON3210 | $9.7M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $9.7M |
| Surplus | RCON3839 | $9.2M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $7.1M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $2.7M |
| Interest-bearing Balances | RCON0071 | $1.9M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $1.8M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $1.5M |
| Other Borrowed Money | RCON3190 | $1.0M |
| Other Assets | RCON2160 | $937K |
| Undivided Profits and Capital Reserves | RCON3632 | $543K |
| Other Liabilities, Total | RCON2930 | $511K |
| Allowance for Loan and Lease Losses | RCON3123 | $442K |
| Accumulated Other Comprehensive Income | RCONB530 | -$67K |
| Common Stock | RCON3230 | $3K |
Schedule RI: Income Statement (37 items)
About Schedule RI · Midland Federal Savings and Loan Association income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Noninterest Expense | RIAD4093 | $4.9M |
| Salaries and Employee Benefits | RIAD4135 | $3.0M |
| Total Interest Income | RIAD4107 | $2.6M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | -$2.3M |
| Net Income (Loss) | RIAD4340 | -$2.3M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | -$2.3M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | -$2.3M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | -$2.3M |
| Net Interest Income | RIAD4074 | $2.2M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $1.9M |
| Other Noninterest Expense | RIAD4092 | $1.4M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1.4M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $487K |
| Total Noninterest Income | RIAD4079 | $477K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $456K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $424K |
| Total Interest Expense | RIAD4073 | $396K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $303K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $209K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $190K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $110K |
| Interest on Other Securities | RIAD4060 | $106K |
| Provision for Loan and Lease Losses | RIAD4230 | $100K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $100K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $89K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $65K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $59K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $36K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $33K |
| Other Noninterest Income | RIADB497 | $16K |
| Applicable Income Taxes | RIAD4302 | $13K |
| Other Interest Income | RIAD4518 | $12K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $6K |
| Other Interest Expense | RIADGW44 | $6K |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $3K |
| Noninterest income: Income from insurance activities | RIADHT74 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 63 |
Schedule RC-B: Securities (20 items)
About Schedule RC-B · Midland Federal Savings and Loan Association securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $868K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $872K |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $42.2M |
| Amortized Cost of Held-to-maturity U.S. Treasury Securities | RCON0211 | $41.8M |
| Fair Value of Held-to-maturity U.S. Treasury Securities | RCON0213 | $38.4M |
| Pledged Securities | RCON0416 | $32.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $14.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $14.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $8.8M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $6.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $6.0M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Amortized Cost | RCONHT54 | $4.1M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Fair Value | RCONHT55 | $3.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $3.5M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $2.7M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $1.8M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $1.8M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $872K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $531K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $59K |
Schedule RC-C, Part I: Loans and Leases (25 items)
About Schedule RC-C, Part I · Midland Federal Savings and Loan Association loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $49.9M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $27.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $20.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $14.8M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $9.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $6.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $5.6M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $4.8M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $4.1M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $2.3M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $2.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $1.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $687K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $511K |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $453K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $351K |
| Commercial and Industrial Loans | RCON1766 | $341K |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $341K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $179K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $69K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $59K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $44K |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $36K |
| Unearned Income on Loans | RCON2123 | $26K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $15K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $10.8M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $753K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $338K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $3K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 18 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 6 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 2 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 1 |
Schedule RC-E: Deposit Liabilities (22 items)
About Schedule RC-E · Midland Federal Savings and Loan Association deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $74.1M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $73.9M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $51.1M |
| Total Transaction Accounts | RCON2215 | $25.9M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $25.9M |
| Total Demand Deposits (See Note Below) | RCON2210 | $16.8M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $14.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $11.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $10.8M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $6.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $4.0M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $3.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $2.8M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $2.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $2.0M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $1.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $1.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $570K |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $391K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $251K |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $225K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $72K |
Schedule RC-F: Other Assets (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $474K |
| Accrued Interest Receivable | RCONB556 | $303K |
| Other Assets | RCON2168 | $143K |
| Prepaid Expenses | RCON2166 | $105K |
| Net Deferred Tax Assets | RCON2148 | $17K |
Schedule RC-G: Other Liabilities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $271K |
| Other Expenses Accrued and Unpaid | RCON3646 | $237K |
| Deferred Compensation Liabilities | RCONC011 | $179K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $3K |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · Midland Federal Savings and Loan Association quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $113.8M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $57.5M |
| Quarterly Average of Total Loans | RCON3360 | $47.0M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $43.6M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $28.6M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $20.4M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $17.8M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $14.0M |
| All Other Securities | RCONB560 | $6.9M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $5.4M |
| Mortgage-backed Securities | RCONB559 | $5.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $4.1M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $400K |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $325K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $180K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $63K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (4 items)
About Schedule RC-L · Midland Federal Savings and Loan Association derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $1.8M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $466K |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $393K |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $88K |
Schedule RC-M: Memoranda (3 items)
About Schedule RC-M · Midland Federal Savings and Loan Association memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $1.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $1.0M |
| Does the Institution Use the Home Owners' Loan Act (Hola) Qtl Test or the Internal Revenue Service Domestic Building and Loan Association (IRS Dbla) Test to Determine Its Qtl Compliance? | RCONL133 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (8 items)
About Schedule RC-N · Midland Federal Savings and Loan Association past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $1.9M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $1.0M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $677K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $500K |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $500K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $150K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $14K |
| Additions to Nonaccrual Assets | RCONC410 | $4K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · Midland Federal Savings and Loan Association other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $113.8M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $100.3M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $82.0M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $16.7M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $9.7M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $1.7M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 3,981 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 115 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 47 |
| Averaging Method Used | RCONK653 | 2 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Midland Federal Savings and Loan Association regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $40.2M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (20 items)
About Schedule RC-R, Part I · Midland Federal Savings and Loan Association regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $113.8M |
| Average total consolidated assets | RCOAKW03 | $113.8M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $40.2M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $10.1M |
| Common Equity Tier 1 Capital | RCOAP859 | $9.7M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $9.7M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $9.7M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $9.7M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $9.2M |
| Retained Earnings | RCOAKW00 | $543K |
| General Loan and Lease Valuation Allowances | RCOA5310 | $442K |
| Tier 2 (Supplementary) Capital | RCOA5311 | $442K |
| Tier 2 Capital Before Deductions | RCOAP870 | $442K |
| Accumulated Other Comprehensive Income | RCOAB530 | -$67K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.2514 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.2404 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.2404 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.1714 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.085 |
Schedule RC-R, Part II: Risk-Weighted Assets (29 items)
About Schedule RC-R, Part II · Midland Federal Savings and Loan Association risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $48.8M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $48.8M |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $45.8M |
| Total Held-to-maturity Securities | RCOND961 | $45.8M |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $40.2M |
| Total Risk-weighted Assets | RCONG641 | $40.2M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $34.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $34.5M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $34.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $28.4M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $28.4M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $21.5M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $21.5M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCONS441 | $18.1M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $18.1M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $9.8M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $9.8M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCONS415 | $9.8M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $9.8M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $5.7M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $3.4M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $2.9M |
| Unconditionally Cancellable Commitments | RCONS540 | $2.8M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $2.7M |
| Total All Other Assets | RCOND981 | $2.7M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $515K |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 100 Pct Risk Weight Category | RCONS454 | $500K |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $500K |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$442K |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $10.9M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $10.8M |
| Total Equity Capital | RIAD3210 | $9.7M |
| Other Transactions with Stockholders (Including Parent Holding Company) | RIAD4415 | $1.2M |
| Restatements Due to Corrections of Material Accounting Errors and Changes in Accounting Principles | RIADB507 | -$109K |
| Other Comprehensive Income | RIADB511 | -$32K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · Midland Federal Savings and Loan Association changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $442K |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $342K |
Schedule RI-E: Explanations (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) | RIAD4498 | $1.2M |
| First Itemized Statement Due to Corrections of Material Accounting Errors and Changes in Accounting Principles from Prior Years | RIADB526 | -$109K |
Midland Federal Savings and Loan Association call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Midland Federal Savings and Loan Association call report?
The Midland Federal Savings and Loan Association call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Midland Federal Savings and Loan Association file?
Midland Federal Savings and Loan Association files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Midland Federal Savings and Loan Association call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Midland Federal Savings and Loan Association has Federal Reserve RSSD ID 820477 and FDIC certificate number 29980. Either one finds its filings on the FFIEC Central Data Repository.
How often does Midland Federal Savings and Loan Association file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Midland Federal Savings and Loan Association financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 29980) · FFIEC NIC profile (RSSD 820477)