Midwest Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Midwest Bank of Pierce, NE against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.20% | 1.34% | -0.14% | 42nd below |
| ROAE | 14.06% | 12.34% | +1.72% | 61st above |
| Net Interest Margin Behind the peer average, ahead of the median peer. | 3.71% | 3.83% | -0.12% | 50th above |
| Efficiency Ratio | 59.77% | 58.97% | +0.80% | 45th below |
| PPNR / Avg Assets | 1.54% | — | — | 37th below |
| Yield on Earning Assets | 6.00% | 5.71% | +0.29% | 76th top |
| Cost of Funds | 2.42% | 2.02% | +0.40% | 24th bottom |
| Net Interest Spread | 3.23% | — | — | 61st above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.44% | 0.87% | -0.43% | 56th above |
| NPA / Total Assets | 0.33% | — | — | 58th above |
| NCO / Avg Loans | 0.00% | 0.43% | -0.43% | 67th above |
| ACL / Total Loans | 1.58% | — | — | 89th top |
| ACL / NPLs (Coverage) | 356.51% | — | — | 69th above |
| Texas Ratio | 3.33% | 5.48% | -2.15% | 53rd above |
| Provision / NCO | 3000.00% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.40% | 11.11% | -1.71% | 20th bottom |
| Equity / Assets | 8.83% | 11.02% | -2.19% | 19th bottom |
| TCE / Tangible Assets | 8.69% | — | — | 25th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Behind the peer average, ahead of the median peer. | 87.62% | 86.99% | +0.63% | 52nd above |
| Core Deposit Ratio | 83.06% | 85.57% | -2.51% | 28th below |
| Uninsured Deposit Ratio | 34.64% | 33.19% | +1.45% | 39th below |
| Wholesale Funding Ratio | 6.47% | — | — | 32nd below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.29% | — | — | 29th below |
| Loan Growth (Y/Y) | 1.05% | — | — | 21st bottom |
| Deposit Growth (Y/Y) | 6.32% | — | — | 58th above |
See Midwest Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Midwest Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Midwest Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Midwest Bank peer analysis.