Midwest Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 55.74 percentage points lower than in Q1 2026, at 356.51%. Within Nebraska, Midwest Bank is 88th of 138 on return on assets, 1.20% as of Q2 2026. Midwest Bank reported 1.20% on return on assets for Q2 2026, 0.07 points below the 1.27% median for banks in the $1B-10B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.40% |
| Equity capital to assets | 8.83% |
| Tangible equity to tangible assets | 8.69% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.44% |
| Non-performing assets ratio | 0.33% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 3.33% |
| Allowance for credit losses to loans | 1.58% |
| Reserve coverage of non-performing loans | 356.51% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.20% |
| Return on equity | 14.06% |
| Net interest margin | 3.71% |
| Efficiency ratio | 59.77% |
| Yield on earning assets | 6.00% |
| Cost of funds | 2.42% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 87.62% |
| Core deposits to total deposits | 83.06% |
| Brokered deposits to total deposits | 4.40% |
| Deposits to assets | 84.12% |
| Securities to assets | 18.33% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 12.26% | 12.26% | 13.51% | 9.86% | 0.65% |
| Q4 2023 | 11.39% | 11.39% | 12.60% | 9.56% | 0.55% |
| Q1 2024 | 11.47% | 11.47% | 12.70% | 9.39% | 0.50% |
| Q2 2024 | 11.32% | 11.32% | 12.56% | 9.35% | 0.54% |
| Q3 2024 | 11.52% | 11.52% | 12.77% | 9.37% | 0.74% |
| Q4 2024 | 10.93% | 10.93% | 12.14% | 9.45% | 0.70% |
| Q1 2025 | 11.09% | 11.09% | 12.34% | 9.16% | 0.79% |
| Q2 2025 | 10.97% | 10.97% | 12.22% | 9.21% | 0.82% |
| Q3 2025 | 10.99% | 10.99% | 12.24% | 9.16% | 1.00% |
| Q4 2025 | 11.06% | 11.06% | 12.31% | 9.31% | 0.83% |
| Q1 2026 | 11.41% | 11.41% | 12.66% | 9.12% | 0.98% |
| Q2 2026 | — | — | — | 9.40% | 1.20% |
Midwest Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Midwest Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Midwest Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13255) · FFIEC NIC profile (RSSD 669555)