The Miners National Bank of Eveleth: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Equity capital to average assets rose 0.62 percentage points from Q1 2026 to Q2 2026, ending at 9.93% against 9.31%. It was the largest change among the key lines on this page. Within Minnesota, The Miners National Bank of Eveleth is 26th of 161 on CET1 ratio, 20.90% as of Q2 2026, above the middle of the field. The Miners National Bank of Eveleth reported 20.90% on CET1 ratio for Q2 2026, 1.34 points above the 19.57% median for banks in the < $100M asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 20.90% |
| Tier 1 risk-based capital ratio | 20.90% |
| Total risk-based capital ratio | 22.16% |
| Tier 1 leverage ratio | 10.07% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $9.6M |
| Tier 1 capital | $9.6M |
| Total risk-based capital | $10.2M |
| Total equity capital | $9.5M |
| Risk-weighted assets | $46.1M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.84% |
| Tangible equity to tangible assets | 9.84% |
| Equity capital to average assets | 9.93% |
| Internal capital growth rate | 9.69% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $150K |
| Common stock surplus | $150K |
| Retained earnings | $9.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$134K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 16.40% | 16.40% | 17.65% | 8.67% | $47.1M |
| Q4 2023 | 17.09% | 17.09% | 18.35% | 8.64% | $46.2M |
| Q1 2024 | 17.79% | 17.79% | 19.04% | 9.00% | $45.6M |
| Q2 2024 | 17.85% | 17.85% | 19.11% | 9.27% | $46.5M |
| Q3 2024 | 18.26% | 18.26% | 19.51% | 9.58% | $46.7M |
| Q4 2024 | 19.02% | 19.02% | 20.27% | 9.15% | $45.2M |
| Q1 2025 | 19.26% | 19.26% | 20.51% | 9.52% | $45.5M |
| Q2 2025 | 19.74% | 19.74% | 21.00% | 9.81% | $45.2M |
| Q3 2025 | 19.84% | 19.84% | 21.09% | 9.71% | $46.0M |
| Q4 2025 | 19.93% | 19.93% | 21.19% | 9.49% | $45.9M |
| Q1 2026 | 19.93% | 19.93% | 21.18% | 9.43% | $47.2M |
| Q2 2026 | 20.90% | 20.90% | 22.16% | 10.07% | $46.1M |
The Miners National Bank of Eveleth regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The Miners National Bank of Eveleth, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Miners National Bank of Eveleth profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5141) · FFIEC NIC profile (RSSD 43856)