The Miners National Bank of Eveleth: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Securities to assets: 1.31 percentage points lower than in Q1 2026, at 15.03%. The Miners National Bank of Eveleth ranks 166th of 221 Minnesota banks on return on assets, in the lower half at 1.02% (Q2 2026). The Miners National Bank of Eveleth reported 1.02% on return on assets for Q2 2026, 0.04 points above the 0.98% median for banks in the < $100M asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 20.90% |
| Tier 1 risk-based capital ratio | 20.90% |
| Total risk-based capital ratio | 22.16% |
| Tier 1 leverage ratio | 10.07% |
| Equity capital to assets | 9.84% |
| Tangible equity to tangible assets | 9.84% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 1.10% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.02% |
| Return on equity | 10.43% |
| Net interest margin | 4.78% |
| Efficiency ratio | 67.09% |
| Yield on earning assets | 6.33% |
| Cost of funds | 1.46% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 77.25% |
| Core deposits to total deposits | 92.33% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 87.33% |
| Securities to assets | 15.03% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 16.40% | 16.40% | 17.65% | 8.67% | 0.83% |
| Q4 2023 | 17.09% | 17.09% | 18.35% | 8.64% | 0.81% |
| Q1 2024 | 17.79% | 17.79% | 19.04% | 9.00% | 0.95% |
| Q2 2024 | 17.85% | 17.85% | 19.11% | 9.27% | 0.95% |
| Q3 2024 | 18.26% | 18.26% | 19.51% | 9.58% | 1.02% |
| Q4 2024 | 19.02% | 19.02% | 20.27% | 9.15% | 0.40% |
| Q1 2025 | 19.26% | 19.26% | 20.51% | 9.52% | 0.70% |
| Q2 2025 | 19.74% | 19.74% | 21.00% | 9.81% | 0.74% |
| Q3 2025 | 19.84% | 19.84% | 21.09% | 9.71% | 0.95% |
| Q4 2025 | 19.93% | 19.93% | 21.19% | 9.49% | 0.16% |
| Q1 2026 | 19.93% | 19.93% | 21.18% | 9.43% | 1.05% |
| Q2 2026 | 20.90% | 20.90% | 22.16% | 10.07% | 1.02% |
The Miners National Bank of Eveleth vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Miners National Bank of Eveleth, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Miners National Bank of Eveleth profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5141) · FFIEC NIC profile (RSSD 43856)