The Miners National Bank of Eveleth: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Miners National Bank of Eveleth of Eveleth, MN against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.02% | 3.33% | -2.31% | 49th below |
| ROAE | 10.43% | 8.28% | +2.15% | 61st above |
| Net Interest Margin | 4.78% | 3.92% | +0.86% | 82nd top |
| Efficiency Ratio | 67.09% | 84.50% | -17.41% | 55th above |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.39% | 1.56% | -0.17% | 58th above |
| Yield on Earning Assets | 6.33% | 5.24% | +1.09% | 85th top |
| Cost of Funds | 1.46% | 1.67% | -0.21% | 54th above |
| Net Interest Spread | 4.39% | 3.30% | +1.09% | 88th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.42% | -1.42% | 83rd top |
| NPA / Total Assets | 0.00% | 0.71% | -0.71% | 81st top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 53rd above |
| ACL / Total Loans | 1.10% | 1.53% | -0.43% | 38th below |
| Texas Ratio | 0.00% | 8.57% | -8.57% | 84th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 20.90% | 127.07% | -106.17% | 48th below |
| Tier 1 Ratio | 20.90% | 127.09% | -106.19% | 48th below |
| Total Capital Ratio | 22.16% | 127.97% | -105.81% | 49th below |
| Leverage Ratio | 10.07% | 22.10% | -12.03% | 19th bottom |
| Equity / Assets | 9.84% | 20.74% | -10.90% | 24th bottom |
| TCE / Tangible Assets | 9.84% | 20.49% | -10.65% | 26th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 77.25% | 74.26% | +2.99% | 35th below |
| Core Deposit Ratio | 92.33% | 88.30% | +4.03% | 55th above |
| Wholesale Funding Ratio | 2.08% | 5.34% | -3.26% | 68th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.41% | 3.81% | +4.60% | 78th top |
| Loan Growth (Y/Y) | 0.36% | 6.86% | -6.50% | 42nd below |
| Deposit Growth (Y/Y) | 8.71% | 2.97% | +5.74% | 79th top |
See The Miners National Bank of Eveleth's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Miners National Bank of Eveleth, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Miners National Bank of Eveleth profile, how to read a UBPR, or how this data updates.